Zip lookup · CA

95018
Ben Lomond, California.

Ben Lomond, Santa Cruz County, CA · Santa Cruz-Watsonville, CA metro · population 6,594

What it costs per month · 95018 $4,370/mo

to buy the typical home at today's mortgage rate — +$2,029 (+87%) since Jan 2020.

What the home itself did
1 year
Up $46,246 +6%
$786,244$832,490 since Sep 2025
5 years
Up $59,320 +8%
$773,171$832,490 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 95018 $4,370 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 95018$4,370
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 47 years.

Typical home values in zip 95018 rose 5.9% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Ben Lomond, CA — measured over the city limits, which is a different area from this zip.

Asking rent $2,850 as of Jul 2026
Typical home value $832,490 as of Sep 2026
+5.9%year on year

Asking rent — 95018

Against the Santa Cruz-Watsonville, CA metro and the national benchmark.

$2,000 $2,500 $3,000 $3,500 2026 95018 $2,850 Santa Cruz $3,491 United States $1,926
$2,000 $2,500 $3,000 $3,500 2026
  • 95018$2,850
  • Santa Cruz$3,491
  • United States$1,926

Typical home value — 95018

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 95018 $832,490 Santa Cruz $1,136,154 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • 95018$832,490
  • Santa Cruz$1,136,154
  • United States$366,157

Within 20 miles

Showing 30 of 43 zips in range — sorting picks from all 43.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.1 95041 Mount Hermon 623 — $795,216
2.1 95005 Ben Lomond 7,277 — $910,706
2.6 95066 Scotts Valley 15,135 $3,686 $1,241,996
3.7 95007 Brookdale 396 — $763,376
5.2 95060 Santa Cruz 46,268 $3,312 $1,372,773
5.2 95065 Santa Cruz 7,997 $3,716 $1,332,909
6.1 95064 Santa Cruz 10,168 — $680,890
6.9 95033 Los Gatos 9,600 $4,250 $1,403,281
7.5 95073 Soquel 11,639 $2,850 $1,350,910
8.1 95006 Boulder Creek 7,561 $3,212 $721,574
8.3 95062 Santa Cruz 35,607 $3,499 $1,311,215
9.1 95010 Capitola 8,707 $3,477 $1,226,976
9.6 95017 Davenport 616 — $971,013
10.6 95030 Los Gatos 13,151 $3,848 $3,515,016
11.1 95003 Aptos 24,951 $4,226 $1,319,452
11.6 95032 Los Gatos 27,313 $4,132 $2,530,345
12.2 95070 Saratoga 31,417 $6,140 $3,962,763
14.2 95120 San Jose 36,967 $5,201 $2,153,116
14.3 95124 San Jose 52,096 $4,386 $1,860,049
14.9 95008 Campbell 48,333 $3,450 $1,804,808
15.0 95130 San Jose 13,511 $4,201 $2,021,759
15.3 95118 San Jose 32,015 $4,569 $1,572,344
15.8 95014 Cupertino 60,932 $4,258 $2,957,803
15.9 95129 San Jose 41,321 $3,121 $2,508,365
16.7 94020 La Honda 1,694 — $1,022,690
16.7 95117 San Jose 26,953 $3,012 $1,661,978
16.8 95123 San Jose 69,677 $3,503 $1,300,855
17.4 95125 San Jose 54,419 $3,914 $1,818,389
17.4 95136 San Jose 48,056 $3,659 $1,301,070
17.6 95128 San Jose 33,165 $3,539 $1,400,719

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.