Zip lookup · CA

95138
San Jose, California.

San Jose, Santa Clara County, CA · San Jose-Sunnyvale-Santa Clara, CA metro · population 18,960

What it costs per month · 95138 $9,079/mo

to buy the typical home at today's mortgage rate — +$4,826 (+114%) since Jan 2020.

What the home itself did
1 year
Up $8,952 +1%
$1,720,715$1,729,667 since Sep 2025
5 years
Up $263,364 +18%
$1,466,303$1,729,667 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,500 $5,000 $7,500 $10,000 2002 2006 2010 2014 2018 2022 2026 95138 $9,079 United States $1,922
$2,500 $5,000 $7,500 $10,000 2002 2010 2018 2026
  • 95138$9,079
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in zip 95138 rose 0.5% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: San Jose, CA — measured over the city limits, which is a different area from this zip.

Asking rent $4,149 as of Aug 2026
Typical home value $1,729,667 as of Sep 2026
+0.5%year on year

Asking rent — 95138

Against the San Jose-Sunnyvale-Santa Clara, CA metro and the national benchmark.

$2,000 $3,000 $4,000 2026 95138 $4,149 San Jose $3,787 United States $1,930
$2,000 $3,000 $4,000 2026
  • 95138$4,149
  • San Jose$3,787
  • United States$1,930

Typical home value — 95138

Mid-tier homes, smoothed and seasonally adjusted.

$500,000 $1,000,000 $1,500,000 2018 2020 2022 2024 2026 95138 $1,729,667 San Jose $1,523,615 United States $366,157
$500,000 $1,000,000 $1,500,000 2018 2022 2026
  • 95138$1,729,667
  • San Jose$1,523,615
  • United States$366,157

Within 20 miles

Showing 30 of 49 zips in range — sorting picks from all 49.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.3 95139 San Jose 7,035 — $1,284,216
3.4 95119 San Jose 10,841 — $1,349,140
5.5 95123 San Jose 69,677 $3,503 $1,300,855
5.8 95111 San Jose 57,202 $3,374 $1,020,373
5.8 95121 San Jose 36,463 $3,467 $1,194,591
6.5 95148 San Jose 44,995 $4,131 $1,461,249
6.8 95136 San Jose 48,056 $3,659 $1,301,070
7.1 95120 San Jose 36,967 $5,201 $2,153,116
8.0 95122 San Jose 50,775 $3,291 $945,302
8.4 95037 Morgan Hill 51,943 $3,797 $1,316,091
8.7 95118 San Jose 32,015 $4,569 $1,572,344
8.7 95140 Mount Hamilton 42 — $1,755,254
9.4 95127 San Jose 58,825 $3,560 $1,065,993
9.5 95125 San Jose 54,419 $3,914 $1,818,389
9.7 95135 San Jose 20,129 $3,987 $1,679,464
9.8 95116 San Jose 48,042 $2,929 $896,881
10.5 95124 San Jose 52,096 $4,386 $1,860,049
10.6 95113 San Jose 2,640 $3,633 $627,666
10.7 95112 San Jose 57,373 $3,236 $955,964
10.8 95032 Los Gatos 27,313 $4,132 $2,530,345
11.2 95133 San Jose 29,710 $3,894 $1,093,948
11.5 95126 San Jose 38,327 $3,372 $1,147,963
11.9 95110 San Jose 19,963 $3,382 $796,857
12.2 95128 San Jose 33,165 $3,539 $1,400,719
12.4 95132 San Jose 40,334 $4,045 $1,536,930
12.4 95008 Campbell 48,333 $3,450 $1,804,808
12.8 95046 San Martin 6,324 — $1,600,458
13.3 95131 San Jose 31,179 $3,693 $1,283,174
13.4 95117 San Jose 26,953 $3,012 $1,661,978
13.9 95030 Los Gatos 13,151 $3,848 $3,515,016

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.