Zip lookup · CA

95224
Murphys, California.

Murphys, Calaveras County, CA · population 316

What it costs per month · 95224 $2,047/mo

to buy the typical home at today's mortgage rate — +$931 (+83%) since Jan 2020.

What the home itself did
1 year
Down $401 -0%
$390,419$390,018 since Sep 2025
5 years
Down $9,128 -2%
$399,146$390,018 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 95224 $2,047 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 95224$2,047
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 95224 fell 0.1% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Murphys, CA — measured over the city limits, which is a different area from this zip.

Typical home value $390,018 as of Sep 2026
-0.1%year on year

Typical home value — 95224

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 95224 $390,018 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • 95224$390,018
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.7 95233 Hathaway Pines 134 — $356,849
8.7 95247 Murphys 3,858 — $495,903
9.0 95310 Columbia 1,356 — $385,956
9.3 95246 Mountain Ranch 1,672 — $329,147
9.9 95248 Rail Road Flat 60 — $306,818
10.6 95383 Twain Harte 3,782 — $397,847
12.7 95257 Wilseyville 569 — $263,021
13.6 95346 Mi Wuk Village 923 — $340,592
14.7 95335 Long Barn 83 — $313,590
15.6 95255 West Point 1,955 — $272,270
16.1 95249 San Andreas 4,295 — $344,941
16.5 95232 Glencoe 135 — $309,335
16.8 95370 Sonora 28,355 $1,536 $400,629
16.8 95245 Mokelumne Hill 2,727 — $333,121
16.8 95372 Soulsbyville 1,811 — $386,504
19.3 95379 Tuolumne 3,598 — $346,825
19.3 95375 Strawberry 56 — $410,123
19.6 95222 Angels Camp 5,597 — $445,345

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.