95246
Mountain Ranch, California.
Mountain Ranch, Calaveras County, CA · population 1,672
to buy the typical home at today's mortgage rate — +$603 (+54%) since Jan 2020.
- 1 year
- Down $8,954 -3%
- $338,101$329,147 since Sep 2025
- 5 years
- Down $44,504 -12%
- $373,651$329,147 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 95246$1,728
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in zip 95246 fell 2.6% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Mountain Ranch, CA — measured over the city limits, which is a different area from this zip.
Typical home value — 95246
Mid-tier homes, smoothed and seasonally adjusted.
- 95246$329,147
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.4 | 95248 | Rail Road Flat | 60 | — | $306,818 |
| 7.1 | 95247 | Murphys | 3,858 | — | $495,903 |
| 7.4 | 95249 | San Andreas | 4,295 | — | $344,941 |
| 7.7 | 95233 | Hathaway Pines | 134 | — | $356,849 |
| 8.1 | 95245 | Mokelumne Hill | 2,727 | — | $333,121 |
| 9.3 | 95224 | Avery | 316 | — | $390,018 |
| 9.6 | 95232 | Glencoe | 135 | — | $309,335 |
| 10.2 | 95257 | Wilseyville | 569 | — | $263,021 |
| 12.0 | 95310 | Columbia | 1,356 | — | $385,956 |
| 12.8 | 95255 | West Point | 1,955 | — | $272,270 |
| 13.8 | 95222 | Angels Camp | 5,597 | — | $445,345 |
| 13.9 | 95665 | Pine Grove | 4,465 | — | $396,931 |
| 16.3 | 95642 | Jackson | 7,135 | — | $432,612 |
| 17.4 | 95689 | Volcano | 1,429 | — | $390,253 |
| 17.6 | 95383 | Twain Harte | 3,782 | — | $397,847 |
| 19.2 | 95370 | Sonora | 28,355 | $1,536 | $400,629 |
| 19.6 | 95252 | Valley Springs | 14,252 | — | $463,820 |
| 19.7 | 95685 | Sutter Creek | 4,690 | — | $467,101 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.