Zip lookup · CA

95301
Atwater, California.

Atwater, Merced County, CA · Merced, CA metro · population 43,009

What it costs per month · 95301 $2,196/mo

to buy the typical home at today's mortgage rate — +$1,142 (+108%) since Jan 2020.

What the home itself did
1 year
Up $4,322 +1%
$414,012$418,334 since Sep 2025
5 years
Up $48,673 +13%
$369,661$418,334 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 95301 $2,196 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 95301$2,196
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 28 years.

Typical home values in zip 95301 rose 1.0% over the past year — in step with the nation.

Zillow also publishes an index for the city itself: Atwater, CA — measured over the city limits, which is a different area from this zip.

Asking rent $1,853 as of Sep 2026
Typical home value $418,334 as of Sep 2026
+1.0%year on year

Asking rent — 95301

Against the Merced, CA metro and the national benchmark.

$1,700 $1,800 $1,900 $2,000 2026 95301 $1,853 Merced $2,059 United States $1,932
$1,700 $1,800 $1,900 $2,000 2026
  • 95301$1,853
  • Merced$2,059
  • United States$1,932

Typical home value — 95301

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 95301 $418,334 Merced $413,645 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • 95301$418,334
  • Merced$413,645
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.9 95334 Livingston 17,363 — $420,122
8.5 95388 Winton 13,319 — $361,126
9.5 95341 Merced 36,385 $1,995 $361,177
10.5 95315 Delhi 13,598 — $412,312
11.3 95348 Merced 37,540 $2,157 $411,072
11.3 95374 Stevinson 1,921 — $644,753
11.5 95303 Ballico 784 — $764,390
13.7 95340 Merced 38,303 $1,690 $400,514
14.8 95324 Hilmar 7,636 — $481,959
16.6 95380 Turlock 43,960 $1,838 $441,171
16.7 95316 Denair 8,022 — $549,195
17.6 95365 Planada 3,963 — $291,918
18.1 93620 Dos Palos 9,927 — $361,456
18.9 95382 Turlock 39,083 $2,363 $508,837
19.9 95369 Snelling 740 — $467,171

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.