Zip lookup · CA

95322
Gustine, California.

Gustine, Merced County, CA · Merced, CA metro · population 9,506

What it costs per month · 95322 $2,187/mo

to buy the typical home at today's mortgage rate — +$1,104 (+102%) since Jan 2020.

What the home itself did
1 year
Down $2,102 -1%
$418,828$416,726 since Sep 2025
5 years
Up $38,791 +10%
$377,935$416,726 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 95322 $2,187 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 95322$2,187
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 35 years.

Typical home values in zip 95322 fell 0.5% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Merced County, CA 98% · Stanislaus County, CA 2%

Zillow also publishes an index for the city itself: Gustine, CA — measured over the city limits, which is a different area from this zip.

Typical home value $416,726 as of Sep 2026
-0.5%year on year

Typical home value — 95322

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 95322 $416,726 Merced $413,645 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • 95322$416,726
  • Merced$413,645
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
10.6 95360 Newman 13,779 $1,600 $431,588
13.2 95374 Stevinson 1,921 — $644,753
13.4 93635 Los Banos 50,149 $2,354 $456,541
16.5 95324 Hilmar 7,636 — $481,959
17.9 95313 Crows Landing 1,119 — $717,661
19.1 95334 Livingston 17,363 — $420,122
19.4 95363 Patterson 30,769 $2,619 $502,990

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.