Zip lookup · CA

95428
Covelo, California.

Covelo, Mendocino County, CA · Ukiah, CA metro · population 2,347

What it costs per month · 95428 $1,285/mo

to buy the typical home at today's mortgage rate — $84 (-6%) since Jan 2020.

What the home itself did
1 year
Down $11,310 -4%
$256,155$244,845 since Sep 2025
5 years
Down $158,227 -39%
$403,071$244,845 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 95428 $1,285 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 95428$1,285
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 95428 fell 4.4% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Covelo, CA — measured over the city limits, which is a different area from this zip.

Typical home value $244,845 as of Sep 2026
-4.4%year on year

Typical home value — 95428

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 95428 $244,845 Ukiah $480,687 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 95428$244,845
  • Ukiah$480,687
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.