Zip lookup · CA

95445
Gualala, California.

Gualala, Mendocino County, CA · Ukiah, CA metro · population 2,766

What it costs per month · 95445 $3,211/mo

to buy the typical home at today's mortgage rate — +$1,032 (+47%) since Jan 2020.

What the home itself did
1 year
Down $22,295 -4%
$634,024$611,729 since Sep 2025
5 years
Down $123,813 -17%
$735,542$611,729 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 95445 $3,211 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 95445$3,211
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 95445 fell 3.5% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Gualala, CA — measured over the city limits, which is a different area from this zip.

Typical home value $611,729 as of Sep 2026
-3.5%year on year

Typical home value — 95445

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 95445 $611,729 Ukiah $480,687 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 95445$611,729
  • Ukiah$480,687
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.