95458
Lucerne, California.
Lucerne, Lake County, CA · Clearlake, CA metro · population 3,638
to buy the typical home at today's mortgage rate — +$473 (+63%) since Jan 2020.
- 1 year
- Down $13,967 -6%
- $247,975$234,008 since Sep 2025
- 5 years
- Down $28,128 -11%
- $262,136$234,008 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 95458$1,228
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in zip 95458 fell 5.6% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Lucerne, CA — measured over the city limits, which is a different area from this zip.
Typical home value — 95458
Mid-tier homes, smoothed and seasonally adjusted.
- 95458$234,008
- Clearlake$301,519
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 3.6 | 95464 | Nice | 2,484 | — | $221,721 |
| 5.1 | 95443 | Glenhaven | 81 | — | $277,950 |
| 9.0 | 95423 | Clearlake Oaks | 3,513 | — | $251,213 |
| 9.8 | 95453 | Lakeport | 11,741 | $1,672 | $353,918 |
| 10.0 | 95485 | Upper Lake | 3,242 | — | $308,789 |
| 12.2 | 95422 | Clearlake | 17,054 | $1,408 | $202,394 |
| 12.4 | 95451 | Kelseyville | 12,592 | $1,812 | $347,116 |
| 19.7 | 95426 | Cobb | 1,257 | — | $283,486 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.