Zip lookup · CA

95465
Occidental, California.

Occidental, Sonoma County, CA · Santa Rosa-Petaluma, CA metro · population 1,203

What it costs per month · 95465 $5,928/mo

to buy the typical home at today's mortgage rate — +$2,293 (+63%) since Jan 2020.

What the home itself did
1 year
Up $32,639 +3%
$1,096,846$1,129,485 since Sep 2025
5 years
Down $49,120 -4%
$1,178,605$1,129,485 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 2002 2006 2010 2014 2018 2022 2026 95465 $5,928 United States $1,922
$2,000 $4,000 $6,000 2002 2010 2018 2026
  • 95465$5,928
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 95465 rose 3.0% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Occidental, CA — measured over the city limits, which is a different area from this zip.

Typical home value $1,129,485 as of Sep 2026
+3.0%year on year

Typical home value — 95465

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2020 2022 2024 2026 95465 $1,129,485 Santa Rosa $782,966 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2022 2026
  • 95465$1,129,485
  • Santa Rosa$782,966
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.5 95419 Camp Meeker 152 — $446,619
4.6 95462 Monte Rio 1,058 — $530,978
4.8 94923 Bodega Bay 1,483 — $1,445,016
8.2 95436 Forestville 5,821 $2,300 $624,670
8.3 95472 Sebastopol 28,747 $2,879 $1,093,293
8.3 95446 Guerneville 4,607 $1,995 $517,286
8.4 95444 Graton 625 — $792,281
10.9 94929 Dillon Beach 293 — $1,359,974
12.6 95401 Santa Rosa 36,861 $2,438 $644,900
13.3 95450 Jenner 224 — $855,728
13.6 94971 Tomales 276 — $1,093,355
14.1 95492 Windsor 27,429 $3,496 $795,695
14.4 95439 Fulton 486 — $1,011,693
14.8 95407 Santa Rosa 42,036 $2,849 $624,995
15.0 95421 Cazadero 1,570 — $552,388
15.9 95403 Santa Rosa 45,806 $2,851 $723,684
16.6 95448 Healdsburg 16,077 $3,425 $1,089,529
17.5 94931 Cotati 9,487 $2,928 $718,753
18.1 94928 Rohnert Park 46,829 $2,540 $705,550
18.4 94952 Petaluma 33,785 $2,980 $1,058,217
19.1 94940 Marshall 148 — $1,537,070
19.1 95405 Santa Rosa 22,744 $2,697 $723,729

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.