Zip lookup · CA

95485
Upper Lake, California.

Upper Lake, Lake County, CA · Clearlake, CA metro · population 3,242

What it costs per month · 95485 $1,621/mo

to buy the typical home at today's mortgage rate — +$525 (+48%) since Jan 2020.

What the home itself did
1 year
Down $4,473 -1%
$313,263$308,789 since Sep 2025
5 years
Down $71,351 -19%
$380,140$308,789 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 95485 $1,621 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 95485$1,621
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 95485 fell 1.4% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Upper Lake, CA — measured over the city limits, which is a different area from this zip.

Typical home value $308,789 as of Sep 2026
-1.4%year on year

Typical home value — 95485

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 95485 $308,789 Clearlake $301,519 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • 95485$308,789
  • Clearlake$301,519
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.0 95464 Nice 2,484 — $221,721
10.0 95458 Lucerne 3,638 — $234,008
11.4 95453 Lakeport 11,741 $1,672 $353,918
14.4 95469 Potter Valley 1,315 — $402,331
14.8 95443 Glenhaven 81 — $277,950
17.1 95482 Ukiah 33,164 $1,921 $470,573
17.5 95470 Redwood Valley 6,226 — $536,666
18.7 95423 Clearlake Oaks 3,513 — $251,213
19.7 95451 Kelseyville 12,592 $1,812 $347,116

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.