Zip lookup · CA

95497
The Sea Ranch, California.

The Sea Ranch, Sonoma County, CA · Santa Rosa-Petaluma, CA metro · population 1,275

What it costs per month · 95497 $7,335/mo

to buy the typical home at today's mortgage rate — +$4,126 (+129%) since Jan 2020.

What the home itself did
1 year
Up $31,608 +2%
$1,365,882$1,397,490 since Sep 2025
5 years
Up $225,380 +19%
$1,172,111$1,397,490 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 $8,000 2002 2006 2010 2014 2018 2022 2026 95497 $7,335 United States $1,922
$2,000 $4,000 $6,000 $8,000 2002 2010 2018 2026
  • 95497$7,335
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 20 years.

Typical home values in zip 95497 rose 2.3% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: The Sea Ranch, CA — measured over the city limits, which is a different area from this zip.

Typical home value $1,397,490 as of Sep 2026
+2.3%year on year

Typical home value — 95497

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2020 2022 2024 2026 95497 $1,397,490 Santa Rosa $782,966 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2022 2026
  • 95497$1,397,490
  • Santa Rosa$782,966
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.