Zip lookup · CA

95540
Fortuna, California.

Fortuna, Humboldt County, CA · Eureka-Arcata, CA metro · population 14,469

What it costs per month · 95540 $2,141/mo

to buy the typical home at today's mortgage rate — +$702 (+49%) since Jan 2020.

What the home itself did
1 year
Down $14,494 -3%
$422,397$407,903 since Sep 2025
5 years
Down $37,133 -8%
$445,037$407,903 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 95540 $2,141 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 95540$2,141
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 95540 fell 3.4% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Fortuna, CA — measured over the city limits, which is a different area from this zip.

Asking rent $1,577 as of Sep 2026
Typical home value $407,903 as of Sep 2026
-3.4%year on year

Asking rent — 95540

Against the Eureka-Arcata, CA metro and the national benchmark.

$1,600 $1,700 $1,800 $1,900 2026 95540 $1,577 Eureka $1,638 United States $1,932
$1,600 $1,700 $1,800 $1,900 2026
  • 95540$1,577
  • Eureka$1,638
  • United States$1,932

Typical home value — 95540

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 95540 $407,903 Eureka $412,732 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 95540$407,903
  • Eureka$412,732
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.6 95547 Hydesville 1,263 — $517,030
7.6 95562 Rio Dell 3,422 — $301,267
8.3 95536 Ferndale 3,050 — $491,591
8.6 95551 Loleta 1,880 — $431,017
11.0 95503 Eureka 25,054 $1,985 $417,238
11.8 95528 Carlotta 1,286 — $348,113
13.7 95549 Kneeland 1,024 — $538,667
16.4 95501 Eureka 22,890 $1,463 $376,343
18.2 95524 Bayside 1,634 — $599,170
19.7 95521 Arcata 21,980 $1,582 $470,542

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.