Zip lookup · CA

95551
Eureka, California.

Eureka, Humboldt County, CA · Eureka-Arcata, CA metro · population 1,880

What it costs per month · 95551 $2,262/mo

to buy the typical home at today's mortgage rate — +$557 (+33%) since Jan 2020.

What the home itself did
1 year
Down $4,081 -1%
$435,099$431,017 since Sep 2025
5 years
Down $95,732 -18%
$526,749$431,017 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 95551 $2,262 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 95551$2,262
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 95551 fell 0.9% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Eureka, CA — measured over the city limits, which is a different area from this zip.

Typical home value $431,017 as of Sep 2026
-0.9%year on year

Typical home value — 95551

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 95551 $431,017 Eureka $412,732 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 95551$431,017
  • Eureka$412,732
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.7 95503 Eureka 25,054 $1,985 $417,238
8.6 95540 Fortuna 14,469 $1,577 $407,903
10.2 95547 Hydesville 1,263 — $517,030
10.2 95501 Eureka 22,890 $1,463 $376,343
11.3 95536 Ferndale 3,050 — $491,591
13.8 95524 Bayside 1,634 — $599,170
15.1 95521 Arcata 21,980 $1,582 $470,542
15.8 95562 Rio Dell 3,422 — $301,267
17.0 95549 Kneeland 1,024 — $538,667
19.7 95528 Carlotta 1,286 — $348,113

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.