Zip lookup · CA

95618
Davis, California.

Davis, Yolo County, CA · Sacramento-Roseville-Folsom, CA metro · population 26,267

What it costs per month · 95618 $4,295/mo

to buy the typical home at today's mortgage rate — +$1,903 (+80%) since Jan 2020.

What the home itself did
1 year
Down $7,101 -1%
$825,393$818,292 since Sep 2025
5 years
Up $49,320 +6%
$768,972$818,292 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 95618 $4,295 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 95618$4,295
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 56 years.

Typical home values in zip 95618 fell 0.9% over the past year — slower than the nation's +1.2%.

Asking rents in zip 95618 rose 3.3% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 95618 runs $3,241/mo more than renting one. The gap peaked at $3,686 in Nov 2023.

That is $5,690 a month against $2,449 rent: a $4,295 mortgage payment, plus $519 property tax and $876 insurance & upkeep.

Owning vs renting — zip 95618

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $4,000 $6,000 2024 2025 2026 Owning all in $5,690 Renting $2,449 Mortgage only $4,295
$2,000 $4,000 $6,000 2024 2025 2026
  • Owning all in$5,690
  • Renting$2,449
  • Mortgage only$4,295

Property tax · $519/mo 0.76% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties

Insurance & upkeep · $876/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 2 counties: Yolo County, CA 77% · Solano County, CA 23%

Zillow also publishes an index for the city itself: Davis, CA — measured over the city limits, which is a different area from this zip.

Asking rent $2,449 as of Sep 2026
+3.3%year on year
Typical home value $818,292 as of Sep 2026
-0.9%year on year

Asking rent — 95618

Against the Sacramento-Roseville-Folsom, CA metro and the national benchmark.

$1,750 $2,000 $2,250 $2,500 2024 2025 2026 95618 $2,449 Sacramento $2,269 United States $1,932
$1,750 $2,000 $2,250 $2,500 2024 2025 2026
  • 95618$2,449
  • Sacramento$2,269
  • United States$1,932

Typical home value — 95618

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 95618 $818,292 Sacramento $572,813 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 95618$818,292
  • Sacramento$572,813
  • United States$366,157

Within 20 miles

Showing 30 of 42 zips in range — sorting picks from all 42.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.0 95616 Davis 53,630 $2,282 $834,196
8.1 95691 West Sacramento 40,143 $2,380 $553,390
8.9 95605 West Sacramento 14,896 $2,193 $406,526
9.4 95831 Sacramento 43,545 $2,148 $625,417
10.1 95776 Woodland 28,718 $2,797 $595,049
10.1 95620 Dixon 22,223 $3,009 $604,810
10.6 95818 Sacramento 22,581 $1,908 $700,634
10.7 95833 Sacramento 42,265 $2,283 $448,368
10.8 95822 Sacramento 46,569 $2,088 $428,158
10.9 95814 Sacramento 12,355 $1,997 $516,174
11.3 95811 Sacramento 8,810 $1,927 $570,635
11.3 95837 Sacramento 317 — $1,007,156
11.5 95834 Sacramento 36,245 $2,431 $515,690
12.4 95612 Clarksburg 1,865 — $793,909
12.4 95816 Sacramento 19,225 $1,840 $703,902
12.6 95835 Sacramento 42,004 $2,763 $563,341
12.7 95832 Sacramento 12,850 $2,400 $416,596
12.7 95817 Sacramento 14,219 $2,200 $461,684
13.4 95820 Sacramento 35,410 $2,102 $394,550
13.4 95695 Woodland 37,702 $1,832 $512,669
13.6 95824 Sacramento 33,083 $1,674 $360,704
13.8 95819 Sacramento 19,737 $2,424 $740,399
14.0 95815 Sacramento 26,658 $2,140 $348,970
14.3 95823 Sacramento 83,607 $2,069 $421,389
14.5 95697 Yolo 800 — $487,540
15.2 95838 Sacramento 40,677 $2,029 $392,307
15.5 95758 Elk Grove 65,725 $2,521 $567,194
15.7 95825 Sacramento 36,156 $1,661 $388,436
15.9 95673 Rio Linda 16,512 — $447,712
16.4 95828 Sacramento 61,686 $2,366 $449,666

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.