Zip lookup · CA

95623
El Dorado, California.

El Dorado, El Dorado County, CA · Sacramento-Roseville-Folsom, CA metro · population 4,844

What it costs per month · 95623 $2,920/mo

to buy the typical home at today's mortgage rate — +$1,296 (+80%) since Jan 2020.

What the home itself did
1 year
Up $4,777 +1%
$551,601$556,377 since Sep 2025
5 years
Up $12,188 +2%
$544,189$556,377 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 95623 $2,920 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 95623$2,920
  • United States$1,922

Typical home values in zip 95623 rose 0.9% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: El Dorado, CA — measured over the city limits, which is a different area from this zip.

Typical home value $556,377 as of Sep 2026
+0.9%year on year

Typical home value — 95623

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 95623 $556,377 Sacramento $572,813 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 95623$556,377
  • Sacramento$572,813
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.5 95619 Diamond Springs 4,974 — $434,799
6.1 95682 Shingle Springs 30,065 $2,193 $657,553
7.1 95675 River Pines 374 — $229,988
8.1 95669 Plymouth 2,118 — $556,435
9.3 95667 Placerville 36,830 $2,119 $524,068
10.9 95629 Fiddletown 813 — $471,137
11.5 95672 Rescue 5,764 — $817,894
12.2 95762 El Dorado Hills 47,657 $3,070 $902,863
12.5 95601 Amador City 294 — $481,160
13.2 95685 Sutter Creek 4,690 — $467,101
13.3 95709 Camino 6,000 — $500,832
15.1 95683 Sloughhouse 6,515 — $699,617
15.5 95651 Lotus 729 — $598,266
15.7 95689 Volcano 1,429 — $390,253
16.1 95684 Somerset 2,708 — $451,589
16.3 95630 Folsom 79,484 $2,669 $754,973
16.8 95633 Garden Valley 2,653 — $472,835
17.1 95664 Pilot Hill 1,341 — $653,674
17.9 95636 Grizzly Flats 1,410 — $320,732
18.1 95665 Pine Grove 4,465 — $396,931
18.8 95642 Jackson 7,135 — $432,612
19.0 95742 Rancho Cordova 17,768 $3,047 $615,787
19.2 95640 Ione 13,926 — $462,866
19.8 95746 Granite Bay 22,985 $3,332 $1,160,020

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.