Zip lookup · CA

95640
Ione, California.

Ione, Amador County, CA · population 13,926

What it costs per month · 95640 $2,429/mo

to buy the typical home at today's mortgage rate — +$1,116 (+85%) since Jan 2020.

What the home itself did
1 year
Up $2,025 +0%
$460,841$462,866 since Sep 2025
5 years
Up $17,235 +4%
$445,631$462,866 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 95640 $2,429 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 95640$2,429
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 91 years.

Typical home values in zip 95640 rose 0.4% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Amador County, CA 100% · Sacramento County, CA 0%

Zillow also publishes an index for the city itself: Ione, CA — measured over the city limits, which is a different area from this zip.

Typical home value $462,866 as of Sep 2026
+0.4%year on year

Typical home value — 95640

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 95640 $462,866 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 95640$462,866
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.5 95601 Amador City 294 — $481,160
9.4 95254 Wallace 313 — $558,049
9.5 95638 Herald 2,517 — $803,485
9.6 95642 Jackson 7,135 — $432,612
10.2 95225 Burson 1,609 — $547,187
10.8 95227 Clements 910 — $925,185
11.1 95669 Plymouth 2,118 — $556,435
11.2 95685 Sutter Creek 4,690 — $467,101
13.6 95252 Valley Springs 14,252 — $463,820
14.6 95683 Sloughhouse 6,515 — $699,617
15.7 95693 Wilton 7,961 — $946,198
16.1 95665 Pine Grove 4,465 — $396,931
16.8 95237 Lockeford 3,639 — $518,456
17.6 95245 Mokelumne Hill 2,727 — $333,121
17.8 95675 River Pines 374 — $229,988
17.9 95632 Galt 32,493 $2,443 $528,312
18.2 95629 Fiddletown 813 — $471,137
18.4 95682 Shingle Springs 30,065 $2,193 $657,553
18.8 95220 Acampo 7,931 — $788,205
19.2 95623 El Dorado 4,844 — $556,377
19.5 95240 Lodi 50,517 $2,071 $461,273
19.7 95232 Glencoe 135 — $309,335
19.8 95689 Volcano 1,429 — $390,253

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.