Zip lookup · CA

95651
Lotus, California.

Lotus, El Dorado County, CA · Sacramento-Roseville-Folsom, CA metro · population 729

What it costs per month · 95651 $3,140/mo

to buy the typical home at today's mortgage rate — +$1,280 (+69%) since Jan 2020.

What the home itself did
1 year
Up $8,097 +1%
$590,169$598,266 since Sep 2025
5 years
Down $965 -0%
$599,230$598,266 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 95651 $3,140 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 95651$3,140
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 95651 rose 1.4% over the past year — in step with the nation.

Zillow also publishes an index for the city itself: Lotus, CA — measured over the city limits, which is a different area from this zip.

Typical home value $598,266 as of Sep 2026
+1.4%year on year

Typical home value — 95651

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 95651 $598,266 Sacramento $572,813 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 95651$598,266
  • Sacramento$572,813
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.4 95614 Cool 3,954 — $518,135
6.3 95633 Garden Valley 2,653 — $472,835
6.5 95664 Pilot Hill 1,341 — $653,674
6.5 95635 Greenwood 1,298 — $470,479
7.3 95672 Rescue 5,764 — $817,894
9.8 95667 Placerville 36,830 $2,119 $524,068
10.2 95603 Auburn 28,432 $2,253 $611,759
11.6 95619 Diamond Springs 4,974 — $434,799
11.9 95762 El Dorado Hills 47,657 $3,070 $902,863
12.1 95703 Applegate 2,589 — $539,637
12.3 95658 Newcastle 5,894 — $931,754
12.6 95650 Loomis 13,405 — $932,696
13.4 95746 Granite Bay 22,985 $3,332 $1,160,020
13.5 95663 Penryn 3,090 — $940,694
13.7 95722 Meadow Vista 4,092 — $672,892
14.4 95634 Georgetown 3,536 — $406,991
14.5 95709 Camino 6,000 — $500,832
15.0 95682 Shingle Springs 30,065 $2,193 $657,553
15.0 95602 Auburn 19,701 $2,108 $643,171
15.4 95630 Folsom 79,484 $2,669 $754,973
15.5 95623 El Dorado 4,844 — $556,377
16.1 95677 Rocklin 29,206 $2,263 $649,072
17.8 95661 Roseville 32,589 $2,285 $687,760
17.8 95662 Orangevale 32,600 $2,252 $552,590
18.2 95713 Colfax 9,448 $2,525 $498,760
18.4 95765 Rocklin 43,871 $2,569 $716,840
18.9 95631 Foresthill 6,946 — $492,215
19.4 95678 Roseville 45,346 $2,355 $540,852

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.