Zip lookup · CA

95660
Sacramento, California.

Sacramento, Sacramento County, CA · Sacramento-Roseville-Folsom, CA metro · population 35,451

What it costs per month · 95660 $1,997/mo

to buy the typical home at today's mortgage rate — +$995 (+99%) since Jan 2020.

What the home itself did
1 year
Down $1,387 -0%
$381,919$380,533 since Sep 2025
5 years
Up $22,161 +6%
$358,371$380,533 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 95660 $1,997 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 95660$1,997
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 58 years.

Typical home values in zip 95660 fell 0.4% over the past year — slower than the nation's +1.2%.

Asking rents in zip 95660 rose 3.2% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 95660 runs $404/mo more than renting one. The gap peaked at $694 in Apr 2024.

That is $2,637 a month against $2,234 rent: a $1,997 mortgage payment, plus $233 property tax and $407 insurance & upkeep.

Owning vs renting — zip 95660

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $2,250 $2,500 $2,750 2024 2025 2026 Owning all in $2,637 Renting $2,234 Mortgage only $1,997
$2,000 $2,250 $2,500 $2,750 2024 2025 2026
  • Owning all in$2,637
  • Renting$2,234
  • Mortgage only$1,997

Property tax · $233/mo 0.73% of value a year — the ACS 2020-2024 median bill over the median home value for Sacramento County, CA

Insurance & upkeep · $407/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Sacramento, CA — measured over the city limits, which is a different area from this zip.

Asking rent $2,234 as of Sep 2026
+3.2%year on year
Typical home value $380,533 as of Sep 2026
-0.4%year on year

Asking rent — 95660

Against the Sacramento-Roseville-Folsom, CA metro and the national benchmark.

$1,800 $2,000 $2,200 2024 2025 2026 95660 $2,234 Sacramento $2,269 United States $1,932
$1,800 $2,000 $2,200 2024 2025 2026
  • 95660$2,234
  • Sacramento$2,269
  • United States$1,932

Typical home value — 95660

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 95660 $380,533 Sacramento $572,813 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 95660$380,533
  • Sacramento$572,813
  • United States$366,157

Within 20 miles

Showing 30 of 62 zips in range — sorting picks from all 62.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.8 95842 Sacramento 34,034 $1,869 $414,895
2.2 95841 Sacramento 20,500 $1,718 $426,574
2.7 95843 Antelope 47,695 $2,386 $497,405
3.7 95821 Sacramento 38,064 $1,610 $485,894
4.0 95838 Sacramento 40,677 $2,029 $392,307
4.0 95621 Citrus Heights 42,442 $1,935 $444,898
4.6 95608 Carmichael 61,440 $1,784 $563,163
4.7 95673 Rio Linda 16,512 — $447,712
5.9 95610 Citrus Heights 46,928 $1,833 $502,458
6.1 95815 Sacramento 26,658 $2,140 $348,970
6.3 95825 Sacramento 36,156 $1,661 $388,436
6.5 95864 Sacramento 25,500 $2,350 $736,459
7.0 95626 Elverta 5,595 — $508,698
7.0 95747 Roseville 83,902 $2,883 $664,852
7.1 95628 Fair Oaks 44,855 $2,086 $610,984
7.5 95670 Rancho Cordova 58,819 $2,279 $477,495
7.8 95678 Roseville 45,346 $2,355 $540,852
7.8 95835 Sacramento 42,004 $2,763 $563,341
7.9 95834 Sacramento 36,245 $2,431 $515,690
8.2 95819 Sacramento 19,737 $2,424 $740,399
8.3 95661 Roseville 32,589 $2,285 $687,760
8.5 95816 Sacramento 19,225 $1,840 $703,902
8.5 95833 Sacramento 42,265 $2,283 $448,368
8.7 95811 Sacramento 8,810 $1,927 $570,635
8.7 95662 Orangevale 32,600 $2,252 $552,590
9.2 95814 Sacramento 12,355 $1,997 $516,174
9.2 95826 Sacramento 40,165 $1,830 $462,374
9.3 95827 Sacramento 21,742 $1,978 $465,183
9.8 95817 Sacramento 14,219 $2,200 $461,684
10.4 95605 West Sacramento 14,896 $2,193 $406,526

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.