Zip lookup · CA

95946
Penn Valley, California.

Penn Valley, Nevada County, CA · Truckee-Grass Valley, CA metro · population 9,958

What it costs per month · 95946 $2,705/mo

to buy the typical home at today's mortgage rate — +$1,210 (+81%) since Jan 2020.

What the home itself did
1 year
Up $866 +0%
$514,431$515,297 since Sep 2025
5 years
Up $1,362 +0%
$513,935$515,297 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 95946 $2,705 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 95946$2,705
  • United States$1,922

Typical home values in zip 95946 rose 0.2% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Penn Valley, CA — measured over the city limits, which is a different area from this zip.

Asking rent $2,740 as of Aug 2026
Typical home value $515,297 as of Sep 2026
+0.2%year on year

Asking rent — 95946

Against the Truckee-Grass Valley, CA metro and the national benchmark.

$2,000 $2,250 $2,500 $2,750 2026 95946 $2,740 Truckee $2,863 United States $1,930
$2,000 $2,250 $2,500 $2,750 2026
  • 95946$2,740
  • Truckee$2,863
  • United States$1,930

Typical home value — 95946

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 95946 $515,297 Truckee $610,268 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 95946$515,297
  • Truckee$610,268
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.9 95975 Rough And Ready 1,088 — $511,450
5.0 95977 Smartsville 1,780 — $444,838
8.4 95949 Grass Valley 20,552 $3,000 $536,641
8.7 95962 Oregon House 1,110 — $423,836
9.8 95918 Browns Valley 1,566 — $553,127
11.3 95935 Dobbins 934 — $371,382
12.0 95945 Grass Valley 27,470 $2,022 $481,139
14.7 95960 North San Juan 540 — $341,847
15.2 95901 Marysville 37,732 $2,095 $386,376
15.6 95692 Wheatland 5,032 — $450,363
15.8 95919 Brownsville 1,172 — $300,834
16.0 95602 Auburn 19,701 $2,108 $643,171
16.5 95914 Bangor 409 — $388,012
16.7 95681 Sheridan 1,267 — $530,469
17.1 95722 Meadow Vista 4,092 — $672,892
17.2 95713 Colfax 9,448 $2,525 $498,760
19.1 95703 Applegate 2,589 — $539,637
19.2 95922 Camptonville 425 — $324,214
19.7 95714 Dutch Flat 394 — $405,189

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.