Zip lookup · CA

95975
Rough and Ready, California.

Rough and Ready, Nevada County, CA · Truckee-Grass Valley, CA metro · population 1,088

What it costs per month · 95975 $2,684/mo

to buy the typical home at today's mortgage rate — +$1,073 (+67%) since Jan 2020.

What the home itself did
1 year
Down $4,465 -1%
$515,915$511,450 since Sep 2025
5 years
Down $57,604 -10%
$569,054$511,450 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 95975 $2,684 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 95975$2,684
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 95975 fell 0.9% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Rough and Ready, CA — measured over the city limits, which is a different area from this zip.

Typical home value $511,450 as of Sep 2026
-0.9%year on year

Typical home value — 95975

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 95975 $511,450 Truckee $610,268 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 95975$511,450
  • Truckee$610,268
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.9 95946 Penn Valley 9,958 $2,740 $515,297
7.9 95977 Smartsville 1,780 — $444,838
8.5 95949 Grass Valley 20,552 $3,000 $536,641
9.4 95962 Oregon House 1,110 — $423,836
9.4 95945 Grass Valley 27,470 $2,022 $481,139
10.6 95935 Dobbins 934 — $371,382
11.5 95918 Browns Valley 1,566 — $553,127
12.6 95960 North San Juan 540 — $341,847
15.5 95713 Colfax 9,448 $2,525 $498,760
15.7 95919 Brownsville 1,172 — $300,834
16.3 95602 Auburn 19,701 $2,108 $643,171
16.6 95722 Meadow Vista 4,092 — $672,892
17.0 95714 Dutch Flat 394 — $405,189
17.4 95959 Nevada City 17,683 $2,430 $553,540
17.5 95914 Bangor 409 — $388,012
17.5 95922 Camptonville 425 — $324,214
17.9 95901 Marysville 37,732 $2,095 $386,376
18.2 95692 Wheatland 5,032 — $450,363
18.4 95703 Applegate 2,589 — $539,637
19.0 95681 Sheridan 1,267 — $530,469

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.