Zip lookup · CA

95978
Magalia, California.

Magalia, Butte County, CA · Chico, CA metro · population 142

What it costs per month · 95978 $796/mo

to buy the typical home at today's mortgage rate — +$278 (+54%) since Jan 2020.

What the home itself did
1 year
Up $12,399 +9%
$139,172$151,571 since Sep 2025
5 years
Down $3,195 -2%
$154,766$151,571 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 95978 $796 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 95978$796
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 95978 rose 8.9% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Magalia, CA — measured over the city limits, which is a different area from this zip.

Typical home value $151,571 as of Sep 2026
+8.9%year on year

Typical home value — 95978

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 $400,000 2018 2020 2022 2024 2026 95978 $151,571 Chico $394,069 United States $366,157
$100,000 $200,000 $300,000 $400,000 2018 2022 2026
  • 95978$151,571
  • Chico$394,069
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.