Zip lookup · CA

96080
Red Bluff, California.

Red Bluff, Tehama County, CA · Red Bluff, CA metro · population 31,554

What it costs per month · 96080 $1,636/mo

to buy the typical home at today's mortgage rate — +$772 (+89%) since Jan 2020.

What the home itself did
1 year
Up $9,269 +3%
$302,369$311,637 since Sep 2025
5 years
Up $19,245 +7%
$292,393$311,637 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 96080 $1,636 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 96080$1,636
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 54 years.

Typical home values in zip 96080 rose 3.1% over the past year — faster than the nation's +1.2%.

Asking rents in zip 96080 rose 3.9% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 96080 runs $590/mo more than renting one. The gap peaked at $703 in Dec 2024.

That is $2,131 a month against $1,542 rent: a $1,636 mortgage payment, plus $162 property tax and $334 insurance & upkeep.

Owning vs renting — zip 96080

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,400 $1,600 $1,800 $2,000 2025 2026 Owning all in $2,131 Renting $1,542 Mortgage only $1,636
$1,400 $1,600 $1,800 $2,000 2025 2026
  • Owning all in$2,131
  • Renting$1,542
  • Mortgage only$1,636

Property tax · $162/mo 0.62% of value a year — the ACS 2020-2024 median bill over the median home value for Tehama County, CA

Insurance & upkeep · $334/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Red Bluff, CA — measured over the city limits, which is a different area from this zip.

Asking rent $1,542 as of Sep 2026
+3.9%year on year
Typical home value $311,637 as of Sep 2026
+3.1%year on year

Asking rent — 96080

Against the Red Bluff, CA metro and the national benchmark.

$1,400 $1,600 $1,800 2025 2026 96080 $1,542 Red Bluff $1,533 United States $1,932
$1,400 $1,600 $1,800 2025 2026
  • 96080$1,542
  • Red Bluff$1,533
  • United States$1,932

Typical home value — 96080

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 96080 $311,637 Red Bluff $315,106 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 96080$311,637
  • Red Bluff$315,106
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.