Zip lookup · HI

96704
Captain Cook, Hawaii.

Captain Cook, Hawaii County, HI · Hilo, HI metro · population 7,261

What it costs per month · 96704 $2,368/mo

to buy the typical home at today's mortgage rate — +$1,206 (+104%) since Jan 2020.

What the home itself did
1 year
Down $5,136 -1%
$456,244$451,108 since Sep 2025
5 years
Up $39,930 +10%
$411,178$451,108 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 96704 $2,368 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 96704$2,368
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 37 years.

Typical home values in zip 96704 fell 1.1% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Captain Cook, HI — measured over the city limits, which is a different area from this zip.

Typical home value $451,108 as of Sep 2026
-1.1%year on year

Typical home value — 96704

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 96704 $451,108 Hilo $574,746 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 96704$451,108
  • Hilo$574,746
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.