Zip lookup · HI

96731
Kahuku, Hawaii.

Kahuku, Honolulu County, HI · Urban Honolulu, HI metro · population 2,782

What it costs per month · 96731 $5,835/mo

to buy the typical home at today's mortgage rate — +$3,101 (+113%) since Jan 2020.

What the home itself did
1 year
Up $73,080 +7%
$1,038,559$1,111,639 since Sep 2025
5 years
Up $272,041 +32%
$839,598$1,111,639 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 2002 2006 2010 2014 2018 2022 2026 96731 $5,835 United States $1,922
$2,000 $4,000 $6,000 2002 2010 2018 2026
  • 96731$5,835
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 96731 rose 7.0% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Kahuku, HI — measured over the city limits, which is a different area from this zip.

Typical home value $1,111,639 as of Sep 2026
+7.0%year on year

Typical home value — 96731

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 96731 $1,111,639 Urban Honolulu $855,973 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • 96731$1,111,639
  • Urban Honolulu$855,973
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.5 96762 Laie 5,710 — $1,253,316
5.8 96712 Haleiwa 8,204 $3,415 $1,692,137
10.1 96717 Hauula 4,580 — $844,825
10.8 96786 Wahiawa 40,658 $2,312 $854,060
12.3 96730 Kaaawa 1,478 — $1,053,418
14.3 96789 Mililani 54,278 $2,903 $883,956
15.3 96791 Waialua 6,377 $3,070 $1,044,321
17.3 96782 Pearl City 37,475 $2,422 $945,208
18.9 96744 Kaneohe 57,620 $3,645 $1,081,470
19.4 96797 Waipahu 72,435 $2,892 $868,547
19.8 96792 Waianae 49,618 $2,185 $576,444
20.0 96701 Aiea 39,200 $2,803 $823,938

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.