96738
Waikoloa, Hawaii.
Waikoloa, Hawaii County, HI · Hilo, HI metro · population 7,862
to buy the typical home at today's mortgage rate — +$2,687 (+158%) since Jan 2020.
- 1 year
- Up $13,148 +2%
- $823,620$836,768 since Sep 2025
- 5 years
- Up $230,159 +38%
- $606,609$836,768 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 96738$4,392
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 96738 rose 1.6% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Waikoloa, HI — measured over the city limits, which is a different area from this zip.
Asking rent — 96738
Against the Hilo, HI metro and the national benchmark.
- 96738$3,200
- Hilo$2,562
- United States$1,932
Typical home value — 96738
Mid-tier homes, smoothed and seasonally adjusted.
- 96738$836,768
- Hilo$574,746
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 9.7 | 96743 | Kamuela | 12,422 | $3,500 | $1,270,630 |
| 13.0 | 96740 | Kailua Kona | 39,338 | $2,931 | $876,063 |
| 17.5 | 96727 | Honokaa | 4,577 | — | $655,230 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.