Zip lookup · HI

96746
Kapaa, Hawaii.

Kapaa, Kauai County, HI · Kapaa, HI metro · population 19,329

What it costs per month · 96746 $5,014/mo

to buy the typical home at today's mortgage rate — +$2,816 (+128%) since Jan 2020.

What the home itself did
1 year
Up $19,392 +2%
$935,966$955,358 since Sep 2025
5 years
Up $221,027 +30%
$734,331$955,358 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 $5,000 2002 2006 2010 2014 2018 2022 2026 96746 $5,014 United States $1,922
$1,000 $2,000 $3,000 $4,000 $5,000 2002 2010 2018 2026
  • 96746$5,014
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 96746 rose 2.1% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Kapaa, HI — measured over the city limits, which is a different area from this zip.

Typical home value $955,358 as of Sep 2026
+2.1%year on year

Typical home value — 96746

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 96746 $955,358 Kapaa $1,014,199 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • 96746$955,358
  • Kapaa$1,014,199
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.3 96703 Anahola 3,366 — $934,971
7.3 96754 Kilauea 4,272 — $2,193,132
7.4 96766 Lihue 17,526 — $842,712
8.7 96722 Princeville 2,377 $6,212 $1,491,838
13.3 96714 Hanalei 1,592 — $2,305,796
14.3 96756 Koloa 6,448 — $1,210,037
14.6 96741 Kalaheo 6,183 — $1,089,504
19.0 96705 Eleele 2,522 — $793,970

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.