Zip lookup · HI

96778
Pahoa, Hawaii.

Pahoa, Hawaii County, HI · Hilo, HI metro · population 15,262

What it costs per month · 96778 $1,510/mo

to buy the typical home at today's mortgage rate — +$723 (+92%) since Jan 2020.

What the home itself did
1 year
Down $3,038 -1%
$290,655$287,617 since Sep 2025
5 years
Up $28,983 +11%
$258,634$287,617 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 96778 $1,510 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 96778$1,510
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 33 years.

Typical home values in zip 96778 fell 1.0% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Pahoa, HI — measured over the city limits, which is a different area from this zip.

Asking rent $1,883 as of Aug 2026
Typical home value $287,617 as of Sep 2026
-1.0%year on year

Asking rent — 96778

Against the Hilo, HI metro and the national benchmark.

$1,750 $2,000 $2,250 $2,500 $2,750 2026 96778 $1,883 Hilo $2,560 United States $1,930
$1,750 $2,000 $2,250 $2,500 $2,750 2026
  • 96778$1,883
  • Hilo$2,560
  • United States$1,930

Typical home value — 96778

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 96778 $287,617 Hilo $574,746 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 96778$287,617
  • Hilo$574,746
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.