97107
Bay City, Oregon.
Bay City, Tillamook County, OR · population 2,166
to buy the typical home at today's mortgage rate — +$1,146 (+122%) since Jan 2020.
- 1 year
- Up $8,061 +2%
- $389,449$397,510 since Sep 2025
- 5 years
- Up $57,559 +17%
- $339,951$397,510 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 97107$2,086
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in zip 97107 rose 2.1% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Bay City, OR — measured over the city limits, which is a different area from this zip.
Typical home value — 97107
Mid-tier homes, smoothed and seasonally adjusted.
- 97107$397,510
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 1.6 | 97118 | Garibaldi | 796 | — | $337,884 |
| 5.2 | 97136 | Rockaway Beach | 2,302 | $1,900 | $456,022 |
| 8.3 | 97134 | Oceanside | 169 | — | $652,700 |
| 8.7 | 97147 | Wheeler | 448 | — | $461,616 |
| 9.4 | 97141 | Tillamook | 13,086 | — | $443,242 |
| 10.9 | 97130 | Manzanita | 845 | — | $811,459 |
| 11.1 | 97131 | Nehalem | 2,359 | — | $562,686 |
| 16.3 | 97102 | Arch Cape | 324 | — | $931,209 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.