Zip lookup · OR

97827
Elgin, Oregon.

Elgin, Union County, OR · La Grande, OR metro · population 2,384

What it costs per month · 97827 $1,407/mo

to buy the typical home at today's mortgage rate — +$816 (+138%) since Jan 2020.

What the home itself did
1 year
Up $4,625 +2%
$263,492$268,116 since Sep 2025
5 years
Up $65,385 +32%
$202,731$268,116 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 97827 $1,407 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 97827$1,407
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 97827 rose 1.8% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Elgin, OR — measured over the city limits, which is a different area from this zip.

Typical home value $268,116 as of Sep 2026
+1.8%year on year

Typical home value — 97827

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 97827 $268,116 La Grande $332,858 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 97827$268,116
  • La Grande$332,858
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.