Zip lookup · OR

97846
Joseph, Oregon.

Joseph, Wallowa County, OR · population 2,067

What it costs per month · 97846 $2,628/mo

to buy the typical home at today's mortgage rate — +$1,498 (+133%) since Jan 2020.

What the home itself did
1 year
Up $9,666 +2%
$490,962$500,627 since Sep 2025
5 years
Up $86,044 +21%
$414,583$500,627 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 97846 $2,628 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 97846$2,628
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 97846 rose 2.0% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Joseph, OR — measured over the city limits, which is a different area from this zip.

Typical home value $500,627 as of Sep 2026
+2.0%year on year

Typical home value — 97846

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 97846 $500,627 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 97846$500,627
  • United States$366,157

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.