Zip lookup · OR

97865
Mount Vernon, Oregon.

Mount Vernon, Grant County, OR · population 921

What it costs per month · 97865 $1,603/mo

to buy the typical home at today's mortgage rate — +$576 (+56%) since Feb 2022.

What the home itself did
1 year
Up $12,849 +4%
$292,474$305,323 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 97865 $1,603 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 97865$1,603
  • United States$1,922

Typical home values in zip 97865 rose 4.4% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Mount Vernon, OR — measured over the city limits, which is a different area from this zip.

Typical home value $305,323 as of Sep 2026
+4.4%year on year

Typical home value — 97865

Mid-tier homes, smoothed and seasonally adjusted.

$275,000 $300,000 $325,000 $350,000 2022 2023 2024 2025 2026 97865 $305,323 United States $366,157
$275,000 $300,000 $325,000 $350,000 2022 2024 2026
  • 97865$305,323
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.