Zip lookup · WA

98010
Black Diamond, Washington.

Black Diamond, King County, WA · Seattle-Tacoma-Bellevue, WA metro · population 6,857

What it costs per month · 98010 $3,954/mo

to buy the typical home at today's mortgage rate — +$2,131 (+117%) since Jan 2020.

What the home itself did
1 year
Down $28,085 -4%
$781,360$753,276 since Sep 2025
5 years
Up $82,556 +12%
$670,720$753,276 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 98010 $3,954 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 98010$3,954
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 30 years.

Typical home values in zip 98010 fell 3.6% over the past year — slower than the nation's +1.2%.

Asking rents in zip 98010 rose 1.0% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 98010 runs $2,282/mo more than renting one. The gap peaked at $2,941 in Jan 2025.

That is $5,280 a month against $2,998 rent: a $3,954 mortgage payment, plus $519 property tax and $806 insurance & upkeep.

Owning vs renting — zip 98010

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$3,000 $4,000 $5,000 2025 2026 Owning all in $5,280 Renting $2,998 Mortgage only $3,954
$3,000 $4,000 $5,000 2025 2026
  • Owning all in$5,280
  • Renting$2,998
  • Mortgage only$3,954

Property tax · $519/mo 0.83% of value a year — the ACS 2020-2024 median bill over the median home value for King County, WA

Insurance & upkeep · $806/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Black Diamond, WA — measured over the city limits, which is a different area from this zip.

Asking rent $2,998 as of Sep 2026
+1.0%year on year
Typical home value $753,276 as of Sep 2026
-3.6%year on year

Asking rent — 98010

Against the Seattle-Tacoma-Bellevue, WA metro and the national benchmark.

$2,000 $2,500 $3,000 2025 2026 98010 $2,998 Seattle $2,250 United States $1,932
$2,000 $2,500 $3,000 2025 2026
  • 98010$2,998
  • Seattle$2,250
  • United States$1,932

Typical home value — 98010

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 98010 $753,276 Seattle $720,147 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 98010$753,276
  • Seattle$720,147
  • United States$366,157

Within 20 miles

Showing 30 of 43 zips in range — sorting picks from all 43.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
5.6 98051 Ravensdale 3,442 — $852,959
6.2 98092 Auburn 50,224 $2,085 $656,794
6.4 98042 Kent 50,216 $2,532 $678,857
7.7 98038 Maple Valley 37,324 $2,972 $764,356
9.9 98030 Kent 38,523 $1,936 $616,348
10.0 98002 Auburn 37,509 $1,865 $477,358
10.6 98058 Renton 42,980 $2,362 $707,206
11.0 98031 Kent 40,094 $1,935 $651,121
11.2 98321 Buckley 18,150 $3,100 $654,433
12.0 98047 Pacific 6,817 $1,926 $535,465
12.2 98001 Auburn 37,460 $2,707 $616,331
12.3 98391 Bonney Lake 59,240 $2,609 $666,676
12.6 98390 Sumner 11,546 $2,223 $597,423
12.8 98385 South Prairie 457 — $485,724
13.2 98032 Kent 40,862 $1,951 $524,047
13.2 98055 Renton 24,660 $2,202 $635,419
13.3 98027 Issaquah 28,955 $2,770 $1,133,412
13.9 98059 Renton 42,406 $2,344 $919,321
14.2 98396 Wilkeson 844 — $454,379
14.3 98372 Puyallup 26,012 $2,040 $617,169
14.6 98003 Federal Way 51,619 $1,894 $551,791
15.0 98057 Renton 12,705 $2,175 $546,421
15.2 98354 Milton 8,597 $2,152 $561,183
15.5 98198 Seattle 40,463 $2,068 $579,429
15.8 98188 Seattle 27,311 $1,889 $574,785
16.4 98056 Renton 35,849 $2,314 $828,266
16.6 98050 Preston 108 — $1,344,229
16.8 98023 Federal Way 50,448 $2,024 $598,598
16.8 98371 Puyallup 24,682 $1,954 $615,258
17.0 98029 Issaquah 30,586 $3,048 $1,097,245

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.