Zip lookup · WA

98365
Port Ludlow, Washington.

Port Ludlow, Jefferson County, WA · population 5,168

What it costs per month · 98365 $3,421/mo

to buy the typical home at today's mortgage rate — +$1,803 (+111%) since Jan 2020.

What the home itself did
1 year
Down $5,735 -1%
$657,491$651,757 since Sep 2025
5 years
Up $29,980 +5%
$621,776$651,757 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 98365 $3,421 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 98365$3,421
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 74 years.

Typical home values in zip 98365 fell 0.9% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Port Ludlow, WA — measured over the city limits, which is a different area from this zip.

Typical home value $651,757 as of Sep 2026
-0.9%year on year

Typical home value — 98365

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 98365 $651,757 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 98365$651,757
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.7 98325 Chimacum 1,775 — $543,296
6.5 98340 Hansville 2,721 — $716,535
8.0 98376 Quilcene 1,982 — $453,323
9.4 98346 Kingston 9,920 $2,667 $656,532
9.5 98339 Port Hadlock 3,658 — $460,339
10.6 98370 Poulsbo 33,655 $2,420 $664,545
11.2 98358 Nordland 1,164 — $790,811
11.4 98249 Freeland 4,198 — $734,696
11.9 98368 Port Townsend 17,304 $2,450 $626,310
12.9 98392 Suquamish 2,984 — $480,814
12.9 98342 Indianola 1,338 — $701,762
14.0 98253 Greenbank 2,311 — $758,176
14.0 98345 Keyport 221 — $583,261
14.5 98236 Clinton 7,199 — $730,148
14.9 98260 Langley 5,320 — $774,082
16.1 98383 Silverdale 21,604 $2,072 $596,905
16.7 98020 Edmonds 19,551 $2,261 $1,127,472
17.7 98026 Edmonds 38,976 $2,464 $828,477
18.6 98275 Mukilteo 21,323 $2,355 $888,849
18.7 98177 Seattle 21,090 $3,143 $1,089,953
18.7 98311 Bremerton 28,168 $1,965 $503,787
18.9 98110 Bainbridge Island 24,631 $2,989 $1,173,040
19.0 98382 Sequim 31,052 $2,313 $557,003
19.7 98043 Mountlake Terrace 23,101 $2,112 $658,102
19.8 98037 Lynnwood 29,723 $2,187 $761,218
19.8 98133 Seattle 53,249 $1,904 $721,343
20.0 98320 Brinnon 1,219 — $362,331

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.