Zip lookup · WA

98541
Elma, Washington.

Elma, Grays Harbor County, WA · Aberdeen, WA metro · population 10,810

What it costs per month · 98541 $1,912/mo

to buy the typical home at today's mortgage rate — +$948 (+98%) since Jan 2020.

What the home itself did
1 year
Down $2,494 -1%
$366,742$364,248 since Sep 2025
5 years
Down $1,836 -1%
$366,083$364,248 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 98541 $1,912 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 98541$1,912
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 98541 fell 0.7% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Grays Harbor County, WA 60% · Mason County, WA 40%

Zillow also publishes an index for the city itself: Elma, WA — measured over the city limits, which is a different area from this zip.

Typical home value $364,248 as of Sep 2026
-0.7%year on year

Typical home value — 98541

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 98541 $364,248 Aberdeen $314,069 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 98541$364,248
  • Aberdeen$314,069
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.7 98557 Mccleary 4,079 — $389,548
13.5 98563 Montesano 7,604 $1,478 $382,629
14.9 98568 Oakville 3,050 — $381,617
16.7 98584 Shelton 40,606 $1,795 $418,795
17.7 98502 Olympia 35,398 $1,953 $567,732
18.8 98512 Olympia 31,864 $1,983 $546,294
19.6 98537 Cosmopolis 2,820 — $326,938
19.8 98520 Aberdeen 24,888 $1,370 $266,978

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.