Zip lookup · WA

98862
Winthrop, Washington.

Winthrop, Okanogan County, WA · population 2,995

What it costs per month · 98862 $3,233/mo

to buy the typical home at today's mortgage rate — +$1,797 (+125%) since Jan 2020.

What the home itself did
1 year
Down $17,084 -3%
$632,963$615,879 since Sep 2025
5 years
Up $45,202 +8%
$570,677$615,879 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 98862 $3,233 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 98862$3,233
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 45 years.

Typical home values in zip 98862 fell 2.7% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Winthrop, WA — measured over the city limits, which is a different area from this zip.

Typical home value $615,879 as of Sep 2026
-2.7%year on year

Typical home value — 98862

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 98862 $615,879 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 98862$615,879
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.