99181
Valley, Washington.
Valley, Stevens County, WA · Spokane-Spokane Valley, WA metro · population 1,995
to buy the typical home at today's mortgage rate — +$1,041 (+123%) since Jan 2020.
- 1 year
- Up $1,557 +0%
- $358,361$359,919 since Sep 2025
- 5 years
- Up $30,926 +9%
- $328,992$359,919 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 99181$1,889
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 39 years.
Typical home values in zip 99181 rose 0.4% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Valley, WA — measured over the city limits, which is a different area from this zip.
Typical home value — 99181
Mid-tier homes, smoothed and seasonally adjusted.
- 99181$359,919
- Spokane$415,045
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 8.6 | 99173 | Springdale | 1,623 | — | $311,153 |
| 9.1 | 99148 | Loon Lake | 2,794 | — | $417,514 |
| 11.0 | 99109 | Chewelah | 4,981 | — | $347,150 |
| 12.7 | 99110 | Clayton | 1,505 | — | $423,625 |
| 14.6 | 99101 | Addy | 1,690 | — | $364,184 |
| 17.8 | 99006 | Deer Park | 16,177 | $2,008 | $463,523 |
| 18.3 | 99013 | Ford | 1,620 | — | $273,758 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.