States · Michigan · Cheboygan County

Afton, Michigan.

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What it costs per month · Afton $1,384/mo

to buy the typical home at today's mortgage rate — +$753 (+119%) since Jan 2020.

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Michigan $1,384 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Michigan$1,384
  • United States$1,922

Living in Afton, Cheboygan County, Michigan

The Census does not count Afton on its own, so the figures here are Cheboygan County's. Half the county's households earn more than $62,875 a year and half less; 12% of the county's people live below the poverty line. 86% of the county's homes are lived in by their owners and 14% are rented. Unemployment in Cheboygan County was 4.6% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most people in Cheboygan County work in schools and health care, then shops.

People 26,000 about, in Cheboygan County: the Census does not count Afton on its own
Household income $62,875 the median in Cheboygan County, give or take $3,272
Unemployment 4.6% Cheboygan County, August 2026; 4.7% a year before
Homes 86% lived in by their owners; 14% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Afton is a town in Cheboygan County, Michigan, where most homes are lived in by their owners. Many households here have modest incomes, and a share of families live below the poverty line. Winters are colder and snowier than in most of the country, while summers are warm and the rainfall is heavy enough to keep the land green.

Work. Across the county, the largest groups of workers are in schools, hospitals and social care, followed by shops, building trades, and restaurants, hotels and entertainment. Job numbers have dipped slightly over the past year, and unemployment has eased a little. Relatively few adults hold a four-year degree, and many people make their living close to home.

Things to do. Burt Lake State Park is a protected area a short drive away, a good place for walks and time outdoors. The Little Pigeon River, also a short drive away, is a river that many locals know well. Burt Lake, a lake a longer drive away, is one of the best known waters in the area.

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  • 11,159households
  • 52.2median age
  • 24%of adults have a degree
  • 12%below the poverty line
  • 25 mintypical commute
  • 10%work from home

What people in Cheboygan County work in

  • Schools, hospitals and social care20%
  • Shops (retail)16%
  • Building trades13%
  • Restaurants, hotels and entertainment11%
  • Manufacturing9%
  • Professional and business services7%

Employed residents by industry, from the Census survey. Cheboygan County had 6,125 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 27° and 12°; warmest in July, 80° and 56° 20° 40° 60° 80° J 27° 12° F M A M J J 80° 56° A S O N D
Average daily high and low for each month: coldest in January, 27° and 12°; warmest in July, 80° and 56° 20° 40° 60° 80° J 27° 12° F M A M J J 80° 56° A S O N D

Coldest in January, with highs near 27° and lows near 12°; warmest in July, with highs near 80° and lows near 56°. About 87 inches of snow and 32 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Onaway 4N weather station, 12 miles away (NOAA).

Largest workplaces in Cheboygan County

  1. WalmartWarehouse clubs and supercenters325
  2. Cheboygan Area SchoolsSchool district199FTE
  3. Cheb-Otsego-Presque Isle ESDSchool district123FTE
  4. TF-RFabricated pipe and pipe fittings made from purchased pipe120
  5. Inland Lakes SchoolsSchool district90FTE
  6. Ken's Village MarketSupermarkets82
  7. MediLodge of CheboyganNursing homes72
  8. Cheboygan County Road CommissionConstruction management, highway, road, street and bridge44

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 831 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingRelatively moderate
  2. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Cheboygan County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cheboygan County.

Afton home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

Not enough data to draw this yet.

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

Not enough data to draw this yet.

Zip codes with a Afton address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Afton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.