Allen, Kentucky.
Typical home $114,440 (-11.4% in a year).
to buy the typical home at today's mortgage rate — +$293 (+95%) since Jan 2020.
- 1 year
- Down $14,741 -11%
- $129,181$114,440 since Sep 2025
- 5 years
- Up $12,123 +12%
- $102,317$114,440 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Allen$601
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 31 years.
Typical home values in Allen, KY fell 11.4% over the past year — slower than the nation's +1.2%.
Living in Allen, Floyd County, Kentucky
Allen is a city of 182 people in Floyd County. Unemployment in Floyd County was 5.5% in August 2026, and the county had 0.5% fewer jobs in 2025 than the year before. The most people in Floyd County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Allen is a very small city in Floyd County, in the mountains of eastern Kentucky, with Beaver Creek running in or beside town. Homes here are modest in price, and household incomes across Floyd County sit below what is typical for the country. Winters are cold, with January the coldest month, and summers turn properly warm by July.
Work. Across Floyd County, the biggest employers are Floyd County Schools, Highlands Regional Medical Center and Asplundh Tree Expert. People living in Allen mostly work in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, and in government. Unemployment across the county is a little lower than a year ago but still above much of the country, and the county has slightly fewer jobs than it did the year before.
Things to do. Beaver Creek is the river in or beside town. A short drive away are the East Kentucky Science Center, a museum, and the Mountain Arts Center, a theatre. Jenny Wiley State Resort Park, a protected area, is also a short drive away, and Dewey Lake, a reservoir, is close by too.
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What people in Floyd County work in
Employed residents by industry, from the Census survey. Floyd County had 11,099 jobs in 2025, 0.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 23°; warmest in July, with highs near 86° and lows near 64°.
Average daily high and low, 1991–2020, at the Prestonsburg 3WSW weather station, 6 miles away (NOAA).
Largest workplaces in Floyd County
- Floyd County SchoolsSchool district912FTE
- Highlands Regional Medical CenterGeneral hospital431FTE
- Asplundh Tree Expert 'Tree and brush trimming, overhead utility line334
- Big Sandy Community and Technical CollegeTwo-year college331
- K VA T Food StoresSupermarket145
- American Medical Response135
- Mcdowell ARHCritical access hospital131FTE
- WalmartDiscount department stores124
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 22 workplaces with 20 or more staff, 2,228 people in all across the county; Allen has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- Winter weatherRelatively high
- Strong windRelatively high
- WildfireRelatively moderate
- HailRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Allen’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Floyd County.
Allen home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Allen$114,440
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Allen address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Allen — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.