States · Tennessee · Clay County

Allons, Tennessee.

Typical home $250,513 (+2.9% in a year). Cookeville, TN metro.

What it costs per month · Allons $1,315/mo

to buy the typical home at today's mortgage rate — +$757 (+136%) since Jan 2020.

What the home itself did
1 year
Up $6,989 +3%
$243,523$250,513 since Sep 2025
5 years
Up $53,378 +27%
$197,135$250,513 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Allons $1,315 Tennessee $1,737 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Allons$1,315
  • Tennessee$1,737
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Allons, TN rose 2.9% over the past year — faster than the nation's +1.2%.

Living in Allons, Clay County, Tennessee

The Census does not count Allons on its own, so the figures here are Clay County's. Half the county's households earn more than $39,972 a year and half less; 24% of the county's people live below the poverty line. 74% of the county's homes are lived in by their owners and 26% are rented. Unemployment in Clay County was 3.8% in August 2026, and the county had 3.9% fewer jobs in 2025 than the year before. The most people in Clay County work in schools and health care, then construction.

People 8,000 about, in Clay County: the Census does not count Allons on its own
Household income $39,972 the median in Clay County, give or take $9,119
Unemployment 3.8% Clay County, August 2026; 4.2% a year before
Homes 74% lived in by their owners; 26% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Allons is a small town in Clay County, in the hilly upper part of Tennessee near the Kentucky line. Across the county, the typical resident is older than most Americans, and most homes are lived in by the people who own them. Household incomes run below the county's and the national norm, and a larger share of households live below the poverty line than across the country. The winters are cold, the summers are warm, snow is rare, and rain falls often.

Work. Many residents work in schools, hospitals and social care, in the building trades, in manufacturing, and in shops. Unemployment is lower than it was a year ago, though the county had fewer jobs in the most recent year than before. Fewer adults hold a college degree than across most of the country, and few people work from home.

Things to do. Standing Stone State Park, a protected area a short drive away, is among the best known places to visit nearby. Dale Hollow Lake State Park, also a protected area a short drive away, sits by the reservoir. For a longer outing, Lake Cumberland is a reservoir a longer drive away.

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  • 3,486households
  • 48.5median age
  • 12%of adults have a degree
  • 24%below the poverty line
  • 28 mintypical commute
  • 6%work from home

What people in Clay County work in

  • Schools, hospitals and social care22%
  • Building trades15%
  • Manufacturing15%
  • Shops (retail)8%
  • Professional and business services8%
  • Farming, forestry and mining8%

Employed residents by industry, from the Census survey. Clay County had 1,334 jobs in 2025, 3.9% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 46° and 27°; warmest in July, 87° and 66° 20° 40° 60° 80° J 46° 27° F M A M J J 87° 66° A S O N D
Average daily high and low for each month: coldest in January, 46° and 27°; warmest in July, 87° and 66° 20° 40° 60° 80° J 46° 27° F M A M J J 87° 66° A S O N D

Coldest in January, with highs near 46° and lows near 27°; warmest in July, with highs near 87° and lows near 66°. About 2 inches of snow and 53 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Livingston Radio Wliv weather station, 10 miles away (NOAA).

Largest workplaces in Clay County

  1. Clay County SchoolsSchool district179FTE
  2. V & F TransformerPower transformers, electric, manufacturing54
  3. East Coast PowerlineElectric power transmission line and tower construction50

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 104 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

FEMA rates every natural hazard here relatively low or very low.

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Clay County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clay County and the Cookeville, TN metro.

Allons home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Allons $250,513 Tennessee $330,844 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Allons$250,513
  • Tennessee$330,844
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 2018 2019 2020 2021 2022 2023 2024 2025 2026 Allons 17
10 20 30 2018 2022 2026
  • Allons17

Zip codes with a Allons address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Allons — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Allons