States · Pennsylvania · Montgomery County

Ambler, Pennsylvania.

Typical home $697,743 (+4.1% in a year), asking rent $1,921 (+8.5%). Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.

What it costs per month · Ambler $3,662/mo

to buy the typical home at today's mortgage rate — +$2,034 (+125%) since Jan 2020.

What the home itself did
1 year
Up $27,787 +4%
$669,956$697,743 since Sep 2025
5 years
Up $163,307 +31%
$534,436$697,743 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Ambler $3,662 Pennsylvania $1,507 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Ambler$3,662
  • Pennsylvania$1,507
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Ambler, PA rose 4.1% over the past year — faster than the nation's +1.2%.

Asking rents in Ambler, PA rose 8.5% over the past year — faster than the nation's +2.7%.

Owning the typical home in Ambler runs $3,271/mo more than renting one — the widest that gap has been in this data.

That is $5,192 a month against $1,921 rent: a $3,662 mortgage payment, plus $782 property tax and $747 insurance & upkeep.

Owning vs renting — Ambler

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 $5,000 2025 2026 Owning all in $5,192 Renting $1,921 Mortgage only $3,662
$2,000 $3,000 $4,000 $5,000 2025 2026
  • Owning all in$5,192
  • Renting$1,921
  • Mortgage only$3,662

Property tax · $782/mo 1.35% of value a year — the ACS 2020-2024 median bill over the median home value for Montgomery County, PA

Insurance & upkeep · $747/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Living in Ambler, Montgomery County, Pennsylvania

Ambler is a borough of 6,807 people in Montgomery County. 50% of its homes are lived in by their owners and 50% are rented. Unemployment in Montgomery County was 3.4% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 6,807 in the 2020 census; median age 39.5
Household income Too few homes in Ambler for the Census survey to measure.
Unemployment 3.4% Montgomery County, August 2026; 4.4% a year before
Homes 50% lived in by their owners; 50% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ambler is a small borough in Montgomery County, with a population that sits in the middle years of adulthood. Homes here are split evenly between those lived in by their owners and those rented, so renters make up a larger part of the town than across much of the county. Household incomes and home prices both sit in the range of a suburban area close to a big city, and a good number of adults hold a four-year degree. Winters are cold, with January the coldest month, and summers are warm, with July the warmest.

Work. Many residents work in schools, hospitals and social care, followed by professional and business services, shops, and banks, insurance and property. Within Ambler itself, the larger workplaces include Weavers Way Co-op-Ambler, a grocery cooperative, Kencrest Services, which runs residential facilities for people with developmental disabilities, and Saber Health Group, which operates nursing homes. A typical commute is a moderate one, and a good number of residents work from home. Across Montgomery County, unemployment is lower now than a year ago.

Things to do. The big attractions are in Philadelphia, a longer drive away. The best known is Independence Hall, an historic site, and the Philadelphia Museum of Art is among the city's major museums. Sports fans can also reach Lincoln Financial Field, a stadium, and the Philadelphia Zoo is there for a family outing.

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  • 2,699households
  • 48%of adults have a degree
  • 6%below the poverty line
  • 22 mintypical commute
  • 24%work from home

What residents work in

  • Schools, hospitals and social care26%
  • Professional and business services13%
  • Shops (retail)11%
  • Banks, insurance and property11%
  • Manufacturing10%
  • Restaurants, hotels and entertainment10%

Employed residents by industry, from the Census survey. Montgomery County had 504,216 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 24°; warmest in July, 85° and 67° 20° 40° 60° 80° J 40° 24° F M A M J J 85° 67° A S O N D
Average daily high and low for each month: coldest in January, 40° and 24°; warmest in July, 85° and 67° 20° 40° 60° 80° J 40° 24° F M A M J J 85° 67° A S O N D

Coldest in January, with highs near 40° and lows near 24°; warmest in July, with highs near 85° and lows near 67°.

Average daily high and low, 1991–2020, at the Willow Grove Nas weather station, 5 miles away (NOAA).

Largest workplaces in Ambler

  1. Caddick UtilitiesAqueduct construction128
  2. Weavers Way Co-op-AmblerCommissaries, primarily groceries104
  3. Saber Health GroupNursing homes95
  4. AmblerMail and parcel delivery67
  5. Kencrest ServicesIntellectual and developmental disability facilities, residential23
  6. The Beauty Institute-AmblerCareer school21

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 417 people in all. Colleges come from IPEDS (NCES, 2023–24). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. Heat wavesRelatively moderate
  3. Cold wavesrelatively high in parts of AmblerRelatively moderate
  4. Strong windRelatively moderate
  5. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ambler’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County and the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.

Ambler home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Ambler $697,743 Pennsylvania $287,078 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Ambler$697,743
  • Pennsylvania$287,078
  • United States$366,157
Property tax, 2026 roll $9,512/yr median bill inside Ambler, effective 1.31% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 5 Ambler listings, and the typical home goes pending in 7 days — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

5% 10% 15% 20% 25% 2020 2021 2022 2023 2024 2025 2026 Ambler 20.87% United States 26.90%
5% 10% 15% 20% 25% 2020 2022 2024 2026
  • Ambler20.87%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

10 20 30 2026 Ambler 7 United States 27
10 20 30 2026
  • Ambler7
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 80 2019 2020 2021 2022 2023 2024 2025 2026 Ambler 63
20 40 60 80 2020 2022 2024 2026
  • Ambler63

New listings per month

Sellers arriving at the market.

20 40 60 2020 2021 2022 2023 2024 2025 2026 Ambler 30
20 40 60 2020 2022 2024 2026
  • Ambler30

Median sale price

What buyers actually paid — closed sales, not asking prices.

$400,000 $500,000 $600,000 $700,000 2026 Ambler $732,058 United States $371,407
$400,000 $500,000 $600,000 $700,000 2026
  • Ambler$732,058
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

100.0% 102.5% 105.0% 2026 Ambler 104.35%
100.0% 102.5% 105.0% 2026
  • Ambler104.35%

Zip codes with a Ambler address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ambler — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Ambler