Amelia, Ohio.
Typical home $309,617 (+3.0% in a year), asking rent $1,332 (+5.6%). Cincinnati, OH-KY-IN metro.
Property tax and schools in Amelia
Amelia is in Clermont County, where its property tax is set. Check your own bill.
to buy the typical home at today's mortgage rate — +$916 (+129%) since Jan 2020.
- 1 year
- Up $8,998 +3%
- $300,618$309,617 since Sep 2025
- 5 years
- Up $68,141 +28%
- $241,476$309,617 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Amelia$1,625
- Ohio$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Amelia, OH rose 3.0% over the past year — faster than the nation's +1.2%.
Asking rents in Amelia, OH rose 5.6% over the past year — faster than the nation's +2.7%.
Owning the typical home in Amelia runs $948/mo more than renting one. The gap peaked at $953 in Jan 2025.
That is $2,280 a month against $1,332 rent: a $1,625 mortgage payment, plus $323 property tax and $331 insurance & upkeep.
Owning vs renting — Amelia
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,280
- Renting$1,332
- Mortgage only$1,625
Property tax · $323/mo 1.25% of value a year — the ACS 2020-2024 median bill over the median home value for Clermont County, OH
Insurance & upkeep · $331/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Amelia, Clermont County, Ohio
Amelia, in Clermont County, had 12,575 people in the 2020 census. Half its households earn more than $70,938 a year and half less, against $85,510 across Clermont County; 13% of its people live below the poverty line. 61% of its homes are lived in by their owners and 39% are rented. Unemployment in Clermont County was 3.5% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Amelia is a community in Clermont County where residents are younger on the whole than across much of the country. Incomes run below the county's, and more homes here are lived in by their owners than rented, though a good number of households rent. Fewer adults hold a four-year degree here than in many places, and winters bring real cold, with January the coldest month and summers turning warm by July.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, manufacturing, and professional and business services. Among the largest workplaces in Amelia are a Kroger grocery operation and Sunrise Nursing Healthcare, a nursing home. Commutes are fairly long, and some people work from home. Across Clermont County, unemployment has eased compared with a year earlier, and the county has added jobs.
Things to do. For a day out, the Cincinnati Zoo and Botanical Garden is a longer drive away, as is the Cincinnati Art Museum. Kings Island, an amusement park, is also a longer drive away and is home to well-known roller coasters. Sports fans can reach Paycor Stadium, also a longer drive from town.
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- 5,125households
- 24%of adults have a degree
- 13%below the poverty line
- 32 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Clermont County had 63,011 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 39° and lows near 22°; warmest in July, with highs near 87° and lows near 64°.
Average daily high and low, 1991–2020, at the Milford weather station, 11 miles away (NOAA).
Largest workplaces in Amelia
- Kroger Cincinnati-Dayton KMASupermarkets and other grocery except convenience stores315
- Sunrise Nursing HealthcareNursing homes74
- AmeliaMail and parcel delivery26
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 415 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively moderate
- Lightningrelatively high in parts of AmeliaRelatively moderate
- Strong windRelatively moderate
- Cold wavesRelatively moderate
- Winter weatherRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Amelia’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clermont County and the Cincinnati, OH-KY-IN metro.
Amelia home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Amelia$309,617
- Ohio$245,982
- United States$366,157
Sellers are cutting prices on about 1 in 3 Amelia listings, and the typical home goes pending in 8 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Amelia29.47%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Amelia8
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Amelia66
New listings per month
Sellers arriving at the market.
- Amelia37
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Amelia$302,113
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Amelia99.16%
Zip codes with a Amelia address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Amelia — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.