States · New Jersey · Sussex County

Andover, New Jersey.

Typical home $566,499 (+5.2% in a year). New York-Newark-Jersey City, NY-NJ-PA metro.

What it costs per month · Andover $2,973/mo

to buy the typical home at today's mortgage rate — +$472 (+19%) since Jan 2024.

What the home itself did
1 year
Up $27,911 +5%
$538,588$566,499 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Andover $2,973 New Jersey $3,019 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Andover$2,973
  • New Jersey$3,019
  • United States$1,922

Typical home values in Andover, NJ rose 5.2% over the past year — faster than the nation's +1.2%.

Living in Andover, Sussex County, New Jersey

Andover is a borough of 595 people in Sussex County. Unemployment in Sussex County was 4.3% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most people in Sussex County work in schools and health care, then professional services.

People 595 in the 2020 census
Household income Too few homes in Andover for the Census survey to measure.
Unemployment 4.3% Sussex County, August 2026; 5.4% a year before
Homes Too few homes in Andover for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Andover is a very small borough in Sussex County, with far fewer residents than most towns, and it feels like a country town rather than a suburb. Homes here are valued well above what is typical across much of the country, and a smaller share of residents live below the poverty line than in many places. Winters are cold, with January the coldest month and highs staying close to freezing, while July brings warm days, and the year's rain and melted snow add up to a good deal of precipitation.

Work. Many residents work in schools, hospitals and social care, with others in professional and business services, shops and manufacturing. Across Sussex County, some of the largest workplaces are Thorlabs, which makes instrument lenses, Newton Medical Center and the Sparta Township Public School District. Commutes are long, and a fair number of people skip the trip altogether by working from home. Unemployment across the county has eased compared with a year earlier, and the county has added a few more jobs than the year before.

Things to do. Kittatinny Valley State Park is a protected area in or beside town, handy for a walk without much travel. A short drive away are the Wallkill River and Lake Hopatcong, a large reservoir. For a longer outing, Fulmer Falls is a waterfall that takes more of a drive to reach.

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  • 271households
  • 4%below the poverty line
  • 41 mintypical commute
  • 14%work from home

What people in Sussex County work in

  • Schools, hospitals and social care24%
  • Professional and business services13%
  • Shops (retail)11%
  • Manufacturing10%
  • Building trades8%
  • Restaurants, hotels and entertainment6%

Employed residents by industry, from the Census survey. Sussex County had 38,705 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 36° and 19°; warmest in July, 84° and 62° 20° 40° 60° 80° J 36° 19° F M A M J J 84° 62° A S O N D
Average daily high and low for each month: coldest in January, 36° and 19°; warmest in July, 84° and 62° 20° 40° 60° 80° J 36° 19° F M A M J J 84° 62° A S O N D

Coldest in January, with highs near 36° and lows near 19°; warmest in July, with highs near 84° and lows near 62°. About 49 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Andover Aeroflex Airport weather station, 2 miles away (NOAA).

Largest workplaces in Sussex County

  1. ThorlabsInstrument lenses manufacturing1,227
  2. Newton Medical CenterGeneral hospital914FTE
  3. Sparta Township Public School DistrictSchool district601FTE
  4. Vernon Township School DistrictSchool district547FTE
  5. Sussex County Community CollegeTwo-year college458
  6. Ronetco SupermarketsSupermarkets330
  7. Ronetco SupermarketsSupermarkets315
  8. AW Franklin- Ascend Wellness HoldingsHydroponic crop farming312

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 66 workplaces with 20 or more staff, 6,972 people in all across the county; Andover has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. Cold wavesRelatively high
  3. Winter weatherRelatively moderate
  4. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Andover’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Sussex County and the New York-Newark-Jersey City, NY-NJ-PA metro.

Andover home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$350,000 $400,000 $450,000 $500,000 $550,000 2024 2025 2026 Andover $566,499 New Jersey $575,123 United States $366,157
$350,000 $400,000 $450,000 $500,000 $550,000 2024 2025 2026
  • Andover$566,499
  • New Jersey$575,123
  • United States$366,157
Property tax, 2026 roll $8,903/yr median bill inside Andover, effective 1.78% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 5 Andover listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 2026 Andover 20.22% United States 26.90%
15% 20% 25% 2026
  • Andover20.22%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 2020 2021 2022 2023 2024 2025 2026 Andover 23
10 20 30 2020 2022 2024 2026
  • Andover23

New listings per month

Sellers arriving at the market.

6 6 7 2026 Andover 7
6 6 7 2026
  • Andover7

Zip codes with a Andover address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Andover — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.