Apache Junction, Arizona.
Typical home $369,580 (-1.9% in a year), asking rent $1,767 (+0.4%). Phoenix-Mesa-Chandler, AZ metro.
to buy the typical home at today's mortgage rate — +$1,055 (+119%) since Jan 2020.
- 1 year
- Down $7,141 -2%
- $376,721$369,580 since Sep 2025
- 5 years
- Up $22,979 +7%
- $346,601$369,580 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Apache Junction$1,940
- Arizona$2,187
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 54 years.
Typical home values in Apache Junction, AZ fell 1.9% over the past year — slower than the nation's +1.2%.
Asking rents in Apache Junction, AZ rose 0.4% over the past year — slower than the nation's +2.7%.
Owning the typical home in Apache Junction runs $703/mo more than renting one. The gap peaked at $1,007 in Oct 2022.
That is $2,470 a month against $1,767 rent: a $1,940 mortgage payment, plus $135 property tax and $396 insurance & upkeep.
Owning vs renting — Apache Junction
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,470
- Renting$1,767
- Mortgage only$1,940
Property tax · $135/mo 0.44% of value a year — the ACS 2020-2024 median bill over the median home value for Maricopa County, AZ
Insurance & upkeep · $396/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Apache Junction, Maricopa County, Arizona
Apache Junction is a city of 38,499 people in Maricopa County. Half its households earn more than $60,975 a year and half less, against $89,300 across Maricopa County; 11% of its people live below the poverty line. 79% of its homes are lived in by their owners and 21% are rented. Unemployment in Apache Junction was 5.9% in August 2026, and Maricopa County had 0.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Apache Junction is a city in Maricopa County where the population skews older than across much of the country, and most homes are lived in by their owners. Household incomes run well below the county's, while typical home values and rents sit at levels that may feel substantial against those incomes. Winters are mild, summers are very hot, and rain and snow are scarce, with little or no snow in a typical year.
Work. Many residents work in schools, hospitals and social care, in shops, in professional and business services, and in restaurants, hotels and entertainment. The largest workplaces in Apache Junction include Western Industrial Resources, the Apache Junction Unified School District and Walmart. Unemployment has edged up compared with a year earlier, and the commute is fairly long, while a good number of people work from home.
Things to do. Lost Dutchman State Park, a protected area, is a short drive away and is the nearest option for time outdoors. A longer drive brings you to Saguaro Lake, a reservoir, and to the Verde River. For a day out in the wider Phoenix area, the Phoenix Zoo and the Desert Botanical Garden are both a longer drive away.
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- 18,015households
- 18%of adults have a degree
- 11%below the poverty line
- 28 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Maricopa County had 2,289,324 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 66° and lows near 42°; warmest in July, with highs near 105° and lows near 77°. About 13 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Apache Junction Northeast weather station, 6 miles away (NOAA).
Largest workplaces in Apache Junction
- Western Industrial ResourcesCompressor, metering and pumping station, gas and oil pipeline, construction383
- Apache Junction Unified District (4443)School district373FTE
- WalmartWarehouse clubs and supercenters346
- Fry's Food Stores of ArizonaSupermarkets and other grocery except convenience stores229
- Apache Junction Health CenterNursing homes173
- Apache Junction Fire DistrictFirefighting, government and volunteer145
- C&CSCarpentry, framing104
- Sportsmans ConcreteFoundation, building, poured concrete, contractors101
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 2,172 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesRelatively high
- LightningRelatively high
- WildfireRelatively moderate
- Inland floodingrelatively high in parts of Apache JunctionRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Apache Junction’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Maricopa County and the Phoenix-Mesa-Chandler, AZ metro.
Apache Junction home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Apache Junction$369,580
- Arizona$416,733
- United States$366,157
Sellers are cutting prices on about 1 in 3 Apache Junction listings, and the typical home goes pending in 37 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Apache Junction33.22%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Apache Junction37
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Apache Junction213
New listings per month
Sellers arriving at the market.
- Apache Junction60
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Apache Junction$351,980
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Apache Junction97.66%
Zip codes with a Apache Junction address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Apache Junction — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Apache Junction
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 85120 | Apache Junction | 31,191 | $1,809 | $351,688 |
| 85119 | Apache Junction | 25,420 | $1,734 | $387,685 |