States · Illinois · Jo Daviess County

Apple River, Illinois.

Typical home $323,503 (+1.0% in a year).

What it costs per month · Apple River $1,698/mo

to buy the typical home at today's mortgage rate — +$937 (+123%) since Jan 2020.

What the home itself did
1 year
Up $3,268 +1%
$320,235$323,503 since Sep 2025
5 years
Up $66,358 +26%
$257,146$323,503 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Apple River $1,698 Illinois $1,553 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Apple River$1,698
  • Illinois$1,553
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Apple River, IL rose 1.0% over the past year — in step with the nation.

Living in Apple River, Jo Daviess County, Illinois

Apple River is a village of 347 people in Jo Daviess County. Unemployment in Jo Daviess County was 3.0% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most people in Jo Daviess County work in schools and health care, then manufacturing.

People 347 in the 2020 census
Household income Too few homes in Apple River for the Census survey to measure.
Unemployment 3.0% Jo Daviess County, August 2026; 3.6% a year before
Homes Too few homes in Apple River for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Apple River is a very small village in the hills of northwestern Illinois, in Jo Daviess County. Homes here are valued well above what is typical for the county's incomes, and fewer adults hold a four-year degree than across much of the country. Winters are cold, with January the coldest month and a good deal of snow, while July brings warm days, and precipitation falls steadily through the year.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and restaurants and hotels also employing many. Across Jo Daviess County, the largest workplaces include Walmart, CVR Energy and Midwest Medical Center. Unemployment across the county is a little lower than a year ago, and the number of jobs there has grown slightly. The typical commute is a fairly long one, and few people work from home.

Things to do. Apple River Canyon State Park, a protected area, is a short drive away, as is Millville, an archaeological site. Farther afield, a longer drive brings you to Mississippi Palisades State Park, another protected area, and to Apple River Fort, a museum. Several small rivers and creeks run through the surrounding countryside.

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  • 16%of adults have a degree
  • 29 mintypical commute
  • 4%work from home

What people in Jo Daviess County work in

  • Schools, hospitals and social care22%
  • Manufacturing17%
  • Shops (retail)10%
  • Restaurants, hotels and entertainment8%
  • Professional and business services7%
  • Building trades7%

Employed residents by industry, from the Census survey. Jo Daviess County had 7,551 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 28° and 12°; warmest in July, 82° and 61° 20° 40° 60° 80° J 28° 12° F M A M J J 82° 61° A S O N D
Average daily high and low for each month: coldest in January, 28° and 12°; warmest in July, 82° and 61° 20° 40° 60° 80° J 28° 12° F M A M J J 82° 61° A S O N D

Coldest in January, with highs near 28° and lows near 12°; warmest in July, with highs near 82° and lows near 61°. About 36 inches of snow and 39 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Stockton Nne weather station, 9 miles away (NOAA).

Largest workplaces in Jo Daviess County

  1. WalmartWarehouse clubs and supercenters235
  2. CVR EnergyNitrogenous fertilizer materials manufacturing152
  3. Crescent Electric Supply CoMotors, electric, merchant wholesalers151
  4. Galena USD 120School district145FTE
  5. Midwest Medical CenterCritical access hospital119FTE
  6. Stockton CUSD 206School district101FTE
  7. Brewster CheeseCheese, natural, manufacturing99
  8. River Ridge CUSD 210School district95FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 16 workplaces with 20 or more staff, 1,190 people in all across the county; Apple River has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailRelatively high
  2. Cold wavesRelatively high
  3. Strong windRelatively high
  4. TornadoesRelatively high
  5. DroughtRelatively moderate
  6. Ice stormsRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Apple River’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jo Daviess County.

Apple River home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Apple River $323,503 Illinois $295,943 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Apple River$323,503
  • Illinois$295,943
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Apple River 12
20 40 60 2018 2022 2026
  • Apple River12

New listings per month

Sellers arriving at the market.

4 4 5 2026 Apple River 5
4 4 5 2026
  • Apple River5

Zip codes with a Apple River address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Apple River — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Apple River