States · Iowa · Carroll County

Arcadia, Iowa.

Typical home $246,633 (+5.0% in a year). Carroll, IA metro.

What it costs per month · Arcadia $1,295/mo

to buy the typical home at today's mortgage rate — +$719 (+125%) since Jan 2020.

What the home itself did
1 year
Up $11,818 +5%
$234,816$246,633 since Sep 2025
5 years
Up $67,141 +37%
$179,492$246,633 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Arcadia $1,295 Iowa $1,242 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Arcadia$1,295
  • Iowa$1,242
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Arcadia, IA rose 5.0% over the past year — faster than the nation's +1.2%.

Living in Arcadia, Carroll County, Iowa

Arcadia is a city of 525 people in Carroll County. Half its households earn more than $78,542 a year and half less, against $72,930 across Carroll County; 2% of its people live below the poverty line. Unemployment in Carroll County was 2.5% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most people in Carroll County work in schools and health care, then manufacturing.

People 525 in the 2020 census; median age 23.4
Household income $78,542 the median, give or take $15,676 · Carroll County: $72,930
Unemployment 2.5% Carroll County, August 2026; 2.5% a year before
Homes Too few homes in Arcadia for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Arcadia is a very small Iowa city, and its residents are young for a place like this, with a median age well below what many older communities see. Household incomes run above the county's, and few people live below the poverty line. Winters are cold, with January the coldest month, summers turn warm by July, and the year brings a fair measure of rain and melted snow.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and banks, insurance and property also employing many. Across Carroll County, some of the largest workplaces are Pella Corporation - Carroll Operations, which makes windows and doors, St. Anthony Regional Hospital, and the Carroll Comm School District. Few adults hold a four-year degree, a typical commute is a short one, and only a small number work from home.

Things to do. The better-known outdoor places near Arcadia are all a longer drive away. Black Hawk State Park is a protected area, and Black Hawk Lake and Swan Lake offer water to fish or paddle on. Whiterock Conservancy is another protected area, and Lake Creek and Soldier River are rivers for anyone who prefers a quieter bank.

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  • 14%of adults have a degree
  • 2%below the poverty line
  • 21 mintypical commute
  • 5%work from home

What people in Carroll County work in

  • Schools, hospitals and social care23%
  • Manufacturing15%
  • Shops (retail)11%
  • Banks, insurance and property8%
  • Transport, warehouses and utilities7%
  • Farming, forestry and mining6%

Employed residents by industry, from the Census survey. Carroll County had 10,938 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 28° and 10°; warmest in July, 84° and 64° 20° 40° 60° 80° J 28° 10° F M A M J J 84° 64° A S O N D
Average daily high and low for each month: coldest in January, 28° and 10°; warmest in July, 84° and 64° 20° 40° 60° 80° J 28° 10° F M A M J J 84° 64° A S O N D

Coldest in January, with highs near 28° and lows near 10°; warmest in July, with highs near 84° and lows near 64°. About 34 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Carroll weather station, 10 miles away (NOAA).

Largest workplaces in Carroll County

  1. Core-Mark Iowa700
  2. Pella Corporation - Carroll OperationsFrames, door and window, wood, manufacturing518
  3. St. Anthony Regional HospitalGeneral hospital312FTE
  4. Carroll Comm School DistrictSchool district284FTE
  5. WalmartWarehouse clubs and supercenters237
  6. ASB Sports AcquisitionSporting goods manufacturing170
  7. Hy-VeeSupermarkets and other grocery except convenience stores154
  8. Fareway Stores, Inc. 409 CarrollGrocery stores134

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 36 workplaces with 20 or more staff, 3,878 people in all across the county; Arcadia has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailVery high
  2. TornadoesVery high
  3. Strong windVery high
  4. DroughtRelatively high
  5. Winter weatherRelatively high
  6. Cold wavesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Arcadia’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carroll County and the Carroll, IA metro.

Arcadia home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Arcadia $246,633 Iowa $236,623 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Arcadia$246,633
  • Iowa$236,623
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Arcadia address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Arcadia — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Arcadia