Ardmore, Pennsylvania.
Typical home $517,527 (+2.3% in a year), asking rent $2,408 (-1.6%). Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.
to buy the typical home at today's mortgage rate — +$1,446 (+114%) since Jan 2020.
- 1 year
- Up $11,799 +2%
- $505,728$517,527 since Sep 2025
- 5 years
- Up $109,339 +27%
- $408,188$517,527 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ardmore$2,716
- Pennsylvania$1,507
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Ardmore, PA rose 2.3% over the past year — faster than the nation's +1.2%.
Asking rents in Ardmore, PA fell 1.6% over the past year — slower than the nation's +2.7%.
Owning the typical home in Ardmore runs $1,657/mo more than renting one. The gap peaked at $1,746 in Jan 2025.
That is $4,065 a month against $2,408 rent: a $2,716 mortgage payment, plus $795 property tax and $554 insurance & upkeep.
Owning vs renting — Ardmore
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,065
- Renting$2,408
- Mortgage only$2,716
Property tax · $795/mo 1.84% of value a year — the ACS 2020-2024 median bill over the median home value for Delaware County, PA
Insurance & upkeep · $554/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Ardmore, Delaware County, Pennsylvania
Ardmore, in Delaware County, had 13,566 people in the 2020 census. Half its households earn more than $119,111 a year and half less, against $89,546 across Delaware County; 5% of its people live below the poverty line. 63% of its homes are lived in by their owners and 37% are rented. Unemployment in Delaware County was 4.0% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ardmore is a community in Delaware County where incomes run well above the county's, and relatively few residents live below the poverty line. Most homes are lived in by their owners, though the town has more renters than many places of its size, and both home values and rents are high. Residents tend to be well educated, with most adults holding a four-year degree, and the typical age is fairly young for a community of homeowners.
Work. Many residents work in schools, hospitals and social care, with others in professional and business services, shops, and banks, insurance and property. Within Ardmore itself, some of the largest workplaces are Trader Joe's, Target and Wawa. A typical commute is of moderate length, and a good share of people work from home.
Things to do. Philadelphia's best-known sights are a short drive away, including Independence Hall, an archaeological site, and the Philadelphia Museum of Art. The Barnes Foundation, another museum, is also a short drive away, as is the Philadelphia Zoo. Winters are cold, with some snow, and summers are warm, with plenty of rain and melted snow through the year.
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- 6,234households
- 71%of adults have a degree
- 5%below the poverty line
- 26 mintypical commute
- 32%work from home
What residents work in
Employed residents by industry, from the Census survey. Delaware County had 219,222 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 28°; warmest in July, with highs near 89° and lows near 71°. About 16 inches of snow and 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Phila Franklin Inst weather station, 7 miles away (NOAA).
Largest workplaces in Ardmore
- Wynnewood282
- Trader Joe's 0635 ArdmoreGrocery store148
- TargetDiscount department stores90
- TN Ward CompanyApartment building construction general contractors58
- Wawa SiteConvenience store49
- Wonder37
- ArdmoreMail and parcel delivery35
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 699 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Heat wavesrelatively high in parts of ArdmoreRelatively moderate
- Strong windRelatively moderate
- Cold wavesrelatively high in parts of ArdmoreRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ardmore’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Delaware County and the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.
Ardmore home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ardmore$517,527
- Pennsylvania$287,078
- United States$366,157
Sellers are cutting prices on about 1 in 4 Ardmore listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Ardmore27.25%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ardmore26
New listings per month
Sellers arriving at the market.
- Ardmore12
Zip codes with a Ardmore address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ardmore — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.