States · New York · Westchester County

Ardsley, New York.

Typical home $1,074,157 (+10.6% in a year). New York-Newark-Jersey City, NY-NJ-PA metro.

What it costs per month · Ardsley $5,638/mo

to buy the typical home at today's mortgage rate — +$2,907 (+106%) since Jan 2020.

What the home itself did
1 year
Up $103,294 +11%
$970,863$1,074,157 since Sep 2025
5 years
Up $246,402 +30%
$827,755$1,074,157 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 $5,000 2002 2006 2010 2014 2018 2022 2026 Ardsley $5,638 New York $2,755 United States $1,922
$1,000 $2,000 $3,000 $4,000 $5,000 2002 2010 2018 2026
  • Ardsley$5,638
  • New York$2,755
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Ardsley, NY rose 10.6% over the past year — faster than the nation's +1.2%.

Living in Ardsley, Westchester County, New York

Ardsley is a village of 5,079 people in Westchester County. Half its households earn more than $243,000 a year and half less, against $118,976 across Westchester County; 4% of its people live below the poverty line. Unemployment in Westchester County was 4.0% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 5,079 in the 2020 census; median age 42.5
Household income $243,000 the median, give or take $45,858 · Westchester County: $118,976
Unemployment 4.0% Westchester County, August 2026; 3.9% a year before
Homes Too few homes in Ardsley for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ardsley is a village in Westchester County, home to a small community where household incomes run well above the county's and most adults hold a four-year degree. Residents tend to be middle-aged, and typical home values are high. Winters are cold, with a good deal of snow, and summers are warm, with plenty of rain and melted snow across the year.

Work. Many residents work in schools, hospitals and social care, in professional and business services, or in banks, insurance and property. Across Westchester County, some of the largest workplaces are Westchester Medical Center, PepsiCo and White Plains Hospital. The typical commute is a long one.

Things to do. The Bronx River is a short drive away, and the Bronx Zoo is a longer drive. Farther afield, a longer drive reaches New York City's well-known museums, including the Metropolitan Museum of Art, and Central Park, a garden in the middle of the city.

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  • 1,626households
  • 79%of adults have a degree
  • 4%below the poverty line
  • 36 mintypical commute

What residents work in

  • Schools, hospitals and social care25%
  • Professional and business services20%
  • Banks, insurance and property11%
  • Restaurants, hotels and entertainment9%
  • Wholesale8%
  • Shops (retail)7%

Employed residents by industry, from the Census survey. Westchester County had 433,070 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 23°; warmest in July, 86° and 64° 20° 40° 60° 80° J 40° 23° F M A M J J 86° 64° A S O N D
Average daily high and low for each month: coldest in January, 40° and 23°; warmest in July, 86° and 64° 20° 40° 60° 80° J 40° 23° F M A M J J 86° 64° A S O N D

Coldest in January, with highs near 40° and lows near 23°; warmest in July, with highs near 86° and lows near 64°. About 33 inches of snow and 51 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Dobbs Ferry-ardsley weather station, under a mile away (NOAA).

Largest workplaces in Westchester County

  1. Westchester Medical CenterGeneral hospital4,340FTE
  2. Yonkers City School DistrictSchool district3,450FTE
  3. PepsiCoOffice administrative services3,117
  4. White Plains HospitalGeneral hospital2,984FTE
  5. A&A MaintenanceJanitorial services2,750
  6. St. Johns Riverside HospitalGeneral hospital1,819FTE
  7. Phelps Memorial Hospital CenterGeneral hospital1,796FTE
  8. Northern Westchester HospitalGeneral hospital1,720FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 483 workplaces with 20 or more staff, 79,918 people in all across the county; Ardsley has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively moderate
  2. Winter weatherRelatively moderate
  3. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ardsley’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Westchester County and the New York-Newark-Jersey City, NY-NJ-PA metro.

Ardsley home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 Ardsley $1,074,157 New York $524,942 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • Ardsley$1,074,157
  • New York$524,942
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 8 10 12 2026 Ardsley 11
5 8 10 12 2026
  • Ardsley11

New listings per month

Sellers arriving at the market.

5 6 7 8 9 2026 Ardsley 6
5 6 7 8 9 2026
  • Ardsley6

Zip codes with a Ardsley address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ardsley — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Ardsley