Arnold, California.
Typical home $413,116 (-3.6% in a year).
to buy the typical home at today's mortgage rate — +$1,018 (+89%) since Jan 2020.
- 1 year
- Down $15,522 -4%
- $428,637$413,116 since Sep 2025
- 5 years
- Down $30,001 -7%
- $443,117$413,116 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Arnold$2,168
- California$3,997
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Arnold, CA fell 3.6% over the past year — slower than the nation's +1.2%.
Living in Arnold, Calaveras County, California
Arnold, in Calaveras County, had 3,288 people in the 2020 census. Half its households earn more than $92,467 a year and half less, against $78,647 across Calaveras County; 4% of its people live below the poverty line. 84% of its homes are lived in by their owners and 16% are rented. Unemployment in Calaveras County was 6.3% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most people in Calaveras County work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Arnold is a mountain community in Calaveras County where most homes are lived in by their owners, and where few households live below the poverty line. Incomes run higher than across the county as a whole. Winters are cold, with December days staying well below the temperatures most of the country sees and nights dropping to around freezing, and the town gets a great deal of snow along with a good deal of rain and melted snow over the year; July is the warmest month, with days that are warm but not hot.
Work. Residents work mostly in schools, hospitals and social care, with the building trades, professional and business services, and shops also employing many. Across Calaveras County, some of the largest workplaces are CAL Fire, Calaveras Unified and Mark Twain Medical Center. Unemployment across the county is a little lower than a year ago, though the county has fewer jobs than it did the year before.
Things to do. Calaveras Big Trees State Park, a protected area of giant sequoias, is a short drive away, as is California Caverns, a cave attraction. The Sierra Nevada Logging Museum is in or beside town. For a longer outing, Lake Alpine is a reservoir in the high country, a longer drive away.
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- 1,277households
- 4%below the poverty line
What people in Calaveras County work in
Employed residents by industry, from the Census survey. Calaveras County had 10,140 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 44° and lows near 30°; warmest in July, with highs near 80° and lows near 56°. About 105 inches of snow and 56 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Calaveras Big Trees weather station, 3 miles away (NOAA).
Largest workplaces in Calaveras County
- CAL FireCal fire664
- ACRT PacificForestry services333
- Calaveras UnifiedSchool district257FTE
- Mark Twain Medical CenterCritical access hospital219FTE
- Pride On PointDriving services214
- UPSCouriers and express delivery services113
- Calaveras County Office of Education SchoolsSchool district95FTE
- Bret Harte Union High SchoolsSchool district91FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 15 workplaces with 20 or more staff, 2,121 people in all across the county; Arnold has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- WildfireRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Arnold’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Calaveras County.
Arnold home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Arnold$413,116
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Arnold listings, and the typical home goes pending in 35 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Arnold23.06%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Arnold35
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Arnold154
New listings per month
Sellers arriving at the market.
- Arnold35
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Arnold$423,462
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
Not enough data to draw this yet.
Zip codes with a Arnold address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Arnold — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.