States · Michigan · Montmorency County

Atlanta, Michigan.

Typical home $160,021 (+1.6% in a year).

What it costs per month · Atlanta $840/mo

to buy the typical home at today's mortgage rate — +$417 (+99%) since Jan 2020.

What the home itself did
1 year
Up $2,572 +2%
$157,450$160,021 since Sep 2025
5 years
Up $16,351 +11%
$143,671$160,021 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Atlanta $840 Michigan $1,384 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Atlanta$840
  • Michigan$1,384
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 32 years.

Typical home values in Atlanta, MI rose 1.6% over the past year — faster than the nation's +1.2%.

Living in Atlanta, Montmorency County, Michigan

Atlanta, in Montmorency County, had 720 people in the 2020 census. Half its households earn more than $42,936 a year and half less, against $49,756 across Montmorency County; 24% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Montmorency County was 6.1% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most people in Montmorency County work in schools and health care, then manufacturing.

People 720 in the 2020 census
Household income $42,936 the median, give or take $4,882 · Montmorency County: $49,756
Unemployment 6.1% Montmorency County, August 2026; 6.2% a year before
Homes 77% lived in by their owners; 23% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Atlanta is a very small community, where most homes are lived in by their owners and typical home values are modest. Household incomes are below the county's, and more people live below the poverty line than is usual. Few adults hold a four-year degree, and the daily trip to work is short.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and the building trades close behind. Across Montmorency County, the largest workplaces include Thunder Bay Community Health Service, Star Cutter Company and Hillman Community Schools. A few people work from home, and unemployment has stayed about where it was a year earlier.

Things to do. Clear Lake State Park, a protected area, is a short drive away, and Canada Creek, a river, is also close by. Otsego Lake is a longer drive away and suits a day by the water. Winters here are cold, with January the coldest month, and summers are warm in July, with a fair amount of rain and melted snow through the year.

Report a mistake
  • 437households
  • 8%of adults have a degree
  • 24%below the poverty line
  • 18 mintypical commute
  • 5%work from home

What people in Montmorency County work in

  • Schools, hospitals and social care20%
  • Manufacturing18%
  • Shops (retail)11%
  • Building trades9%
  • Restaurants, hotels and entertainment8%
  • Other services6%

Employed residents by industry, from the Census survey. Montmorency County had 2,056 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 26° and 10°; warmest in July, 80° and 55° 0° 20° 40° 60° 80° J 26° 10° F M A M J J 80° 55° A S O N D
Average daily high and low for each month: coldest in January, 26° and 10°; warmest in July, 80° and 55° 0° 20° 40° 60° 80° J 26° 10° F M A M J J 80° 55° A S O N D

Coldest in January, with highs near 26° and lows near 10°; warmest in July, with highs near 80° and lows near 55°. About 32 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Atlanta weather station, under a mile away (NOAA).

Largest workplaces in Montmorency County

  1. Star Cutter CompanyTools and accessories for machine tools manufacturing125
  2. Wayne Wire Cloth ProductsCloth, woven wire, made from purchased wire85
  3. Medilodge of HillmanSkilled nursing facilities63
  4. Hillman Community SchoolsSchool district61FTE
  5. SpartanNashSupermarkets and other grocery except convenience stores37
  6. Atlanta Community SchoolsSchool district32FTE
  7. Widell Industries MichiganCutting dies, metalworking, manufacturing22
  8. State of MichiganState government21

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 393 people in all across the county; Atlanta has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningRelatively high
  2. Inland floodingRelatively moderate
  3. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Atlanta’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montmorency County.

Atlanta home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Atlanta $160,021 Michigan $263,760 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Atlanta$160,021
  • Michigan$263,760
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Atlanta listings — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2023 2024 2025 2026 Atlanta 29.50% United States 26.90%
10% 20% 30% 2023 2024 2025 2026
  • Atlanta29.50%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 100 2018 2019 2020 2021 2022 2023 2024 2025 2026 Atlanta 60
25 50 75 100 2018 2022 2026
  • Atlanta60

New listings per month

Sellers arriving at the market.

8 10 12 15 2026 Atlanta 12
8 10 12 15 2026
  • Atlanta12

Zip codes with a Atlanta address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Atlanta — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Atlanta